Gender rules about to hit motorists hard, says AA Ireland

Iwannahurl

There hasn't been a thread on this in a while, afaik, so I thought I would bring it up again.

AA Ireland have a report on their website, Gender rules about to hit motorists hard, and they claim very few people realise how hard the hit will be. Here's an excerpt:

Within a few weeks the first people will start receiving their insurance renewal notices and will start realising the difference that it makes. Parents with adult children as named drivers will be hit in the same way. The sons will become cheaper, the daughters more expensive.

I imagine there will be outrage when the time comes. Our advice to everyone is to do a bit of research now on how you might be affected and what you might do about it.

paddy147

Arent women allways banging on about being equal in todays world???

They will be all whinging now.:pac:

fergiesfolly

I would rub my wifes face in this, but as it all comes out of the one pot, its Just robbing peter to pay Paul. I'm up for renewal soon, but before New rules come in Is this a bargaining chip to get a better quote?

awec

This post has been deleted.

spank_inferno

I would be highly surprised if it made that much of a difference.
Especially if the insuree is over 30.

Iwannahurl

The AA is predicting lower charges for young male drivers. It will be interesting to see whether insurance companies agree.

I guess older drivers and married couples will see less of an impact?

Cuddlesworth

spank_inferno wrote: »

I would be highly surprised if it made that much of a difference.
Especially if the insuree is over 30.

Possibly. But the 18-25 market is going to be a very interesting place.

charlietheminxx

I'm 25 and DREADING my renewal next year already... will have 5 years no claims by then though (touch wood), so hopefully it won't push it up too much

omb0wyn5ehpij9

awec wrote: »

I have my doubts that the majority of men will see much of a reduction.

I received my insurance renewal on Tuesday, it has gone down a whopping €4.40 since last year :rolleyes:

De Hipster

So glad I renewed this month & saved ~€80 on last year - not looking forward to 09/2013

charlietheminxx

BDJW wrote: »

I received my insurance renewal on Tuesday, it has gone down a whopping €4.40 since last year :rolleyes:

The new legislation isn't coming into effect until December.

omb0wyn5ehpij9

charlietheminxx wrote: »

The new legislation isn't coming into effect until December.

Even still, I completely agree with Awec's post. The insurance for men won't go down. Women's insurance will just go up.

LLU

So basically, women are now subsidising mens insurance premiums.

Oh, and the insurers will use this bit of number shuffling as a convenient cover for padding their overall charges up a bit. I think we can safely say that the extra charges on women will not be deducted from those on men. Thanks a bunch EU, now is there anything else you'd like to screw us for?

Valetta

Got a renewal quote for mine yesterday. (Male)

Last year €420. This year €370

Shocked and very pleased.

Cuddlesworth

LLU wrote: »

So basically, women are now subsidising mens insurance premiums.

Well, if you would prefer we could simply revert the gender rule relating to health insurance so men could stop massively subsidizing female insurance.

Theanswers

LLU wrote: »

So basically, women are now subsidising mens insurance premiums.

Oh, and the insurers will use this bit of number shuffling as a convenient cover for padding their overall charges up a bit. I think we can safely say that the extra charges on women will not be deducted from those on men. Thanks a bunch EU, now is there anything else you'd like to screw us for?

Basically at the moment young men are subsidising young womens premiums.

Who said equlity means everything better for women? This is true Equlity

Which Implies
Everyone is equal... Be that cost more or less.

Bandara

With the amount of accidents women drivers cause its only fitting that they should see and increase in their premiums.









* runs

jimbob17

Iwannahurl wrote: »

There hasn't been a thread on this in a while, afaik, so I thought I would bring it up again.

AA Ireland have a report on their website, Gender rules about to hit motorists hard, and they claim very few people realise how hard the hit will be. Here's an excerpt:

Within a few weeks the first people will start receiving their insurance renewal notices and will start realising the difference that it makes. Parents with adult children as named drivers will be hit in the same way. The sons will become cheaper, the daughters more expensive.

I imagine there will be outrage when the time comes. Our advice to everyone is to do a bit of research now on how you might be affected and what you might do about it.

the can bring down young male insurance all they wany because it has gone up in the last 3 months .....i got a quote in june of 2500 september 3650

Supergurrier

My insurance is already very cheap, another few quid off would be no harm all the same, gogo equality

jester77

I read an article about this a few months back. This isn't just for car insurance, it's for every insurance that exists and comes from some EU directive. So while men may see their car insurance decrease they will see increases in other insurances, most notably health insurance. So it will probably even out across the board.

jester77

jester77 wrote: »

I read an article about this a few months back. This isn't just for car insurance, it's for every insurance that exists and comes from some EU directive. So while men may see their car insurance decrease they will see increases in other insurances, most notably health insurance. So it will probably even out across the board.

That's really silly
it should be based on stats
we should pay more for annuity costs on retirement, we should pay more for health if it's riskier, we should pay less for car if the overall claims/accidents are statistically lower

charlietheminxx

bluewolf wrote: »

That's really silly
it should be based on stats
we should pay more for annuity costs on retirement, we should pay more for health if it's riskier, we should pay less for car if the overall claims/accidents are statistically lower

Exactly this.

Insurance premiums are calculated based on risk assessment. When they take age into account, they aren't being ageist, they're just using it because age has a statistical impact on risk. Why should it be any different with gender?

PaulKK

jester77 wrote: »

So while men may see their car insurance decrease they will see increases in other insurances, most notably health insurance. So it will probably even out across the board.

Health insurance is already gender neutral.

Eric Cartman

charlietheminxx wrote: »

Exactly this.

Insurance premiums are calculated based on risk assessment. When they take age into account, they aren't being ageist, they're just using it because age has a statistical impact on risk. Why should it be any different with gender?

why dont they use race then, Id imagine that would have as much of a statistical impact as gender would.