Who do you find gives you a competitive car insurance quote

NIMAN

Will be renewing car insurance soon.

Got a quote from my current insurer (RSA) for €370 protected.

Did a little searching as usual and so far have (all protected):
123.ie - €395
Liberty - €362
Chill.ie - €420
OneDirect - €525

Still to try FBD, Axa, AA and others.

Anyone want to recommend any others who might be competitive?

Our man in Havana

It is not worth moving for the sake of €8.

I doubt you will beat Liberty.

hattoncracker

NIMAN wrote: »

Will be renewing car insurance soon.

Got a quote from my current insurer (RSA) for €370 protected.

Did a little searching as usual and so far have (all protected):
123.ie - €395
Liberty - €362
Chill.ie - €420
OneDirect - €525

Still to try FBD, Axa, AA and others.

Anyone want to recommend any others who might be competitive?

Is it Aviva or axa that are giving 6 weeks free ins and a 10% discount for buying online?

NIMAN

To be fair, my premium has gone down from last year, which I think is fairly rare these days, so gotta be happy enough.

Was just wondering who people have found to be the cheapest? If its Liberty, then thats fair enough, I could probably stop searching now and just renew with my current provider, as I usually hate this time of year spending hours on the net and ages on the phone trying to save a few quid.

hattoncracker

NIMAN wrote: »

To be fair, my premium has gone down from last year, which I think is fairly rare these days, so gotta be happy enough.

Was just wondering who people have found to be the cheapest? If its Liberty, then thats fair enough, I could probably stop searching now and just renew with my current provider, as I usually hate this time of year spending hours on the net and ages on the phone trying to save a few quid.

Try First Ireland, I got a v competitive quote from them...

NIMAN

Update:

It was Aviva offering free insurance and 10% discount for buying online.

So off I went, and my quote?
€490 protected!
Can't imagine what it would be without the 6 free weeks and 10% discount.

Jimbob 83

I would just see who gives the overall best cover and go with that within reason (€50 or so)

bazz26

hattoncracker wrote: »

Is it Aviva or axa that are giving 6 weeks free ins and a 10% discount for buying online?

Swings and roundabouts in most cases, add a little here and take off a little there.

bazz26

Ring the insurance companies and brokers, don't just accept what online quotes give you. You can't haggle with a webpage.

SC Kevin

I personally find 123.ie to be the cheapest (330 euro for a 1.8 mondeo) that includes a 12% discount as well cause i had house insurance with them. It also helps that the brother works there to

Agent_47

OP, going by the title of the thread, this would be confidential information for retail clients only! Who knows what providers of said insurance are reading this thread.

I have my own ways of deciding who or what policy is competitive and what methods I use to get my quote down further.

Need I say anymore, get a quote, get another, think about the quotes and haggle.

NIMAN

Confidential? Nonsense.

I'm trying to find out who people recommend as the cheapest for car insurance.
Thats what forums like this provide, info sharing.

GreeBo

Axa gave me my renewal last month at 670 (mis thirties, 1.8 '98 Avensis, full licence)

Switched to 123 and saved 300+ for same cover. (about the value of the fricken car!)

bazz26

NIMAN wrote: »

Confidential? Nonsense.

I'm trying to find out who people recommend as the cheapest for car insurance.
Thats what forums like this provide, info sharing.

Thing is, quotes from insurance companies are unique to the individual's circumstances as much as the car you are insuring. I could have the same car as you and go to 10 insurance companies for a quote, each qoute I get may not be the same as if you went to the same 10 insurance companies. Age, driving experience, where you live are all factors taken into account when calculating a premium. There is no one size fits all when it comes to insurance.

Eoin

I switched to Creane & Creane (bestquote.ie) a couple of years ago after Glennons stopped being competitive enough. They've good prices, and they're really nice to deal with too. Not sure how common it is, but my policy includes fully comp cover on other people's cars, not just 3rd party cover.

But obviously you should just take an hour out and ring everyone in the book.

CoDy1

NIMAN wrote: »

Confidential? Nonsense.

I'm trying to find out who people recommend as the cheapest for car insurance.
Thats what forums like this provide, info sharing.

To answer your question, there is no such thing as 'the cheapest' insurer. There are too many variables when getting a quote. It depends whatever bracket you fit into. Invariably its worth your while ringing a broker, who can use your specific details to shop the market for you.