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No claims bonus on two different cars

  • 18-08-2012 9:37am
    #1
    Chimerical32
    Registered Users, Registered Users 2 Posts: 71 ✭✭


    Am I entitled to use my no claims bonus on 2 different cars with two different policies with 2 different insurance companies?


Comments

  • #2
    ARGINITE
    Registered Users, Registered Users 2 Posts: 2,719 ✭✭✭ARGINITE


    No.
    NCB can only be used on one car at a time.


  • #3
    blindside88
    Registered Users, Registered Users 2 Posts: 1,968 ✭✭✭blindside88


    No but some companies will allow you to "shadow" your ncb


  • #4
    Chimerical32
    Registered Users, Registered Users 2 Posts: 71 ✭✭Chimerical32


    blindside88 wrote: »
    No but some companies will allow you to "shadow" your ncb
    Any idea on particular companies that allow that?


  • #5
    blindside88
    Registered Users, Registered Users 2 Posts: 1,968 ✭✭✭blindside88


    Chimerical32 wrote: »
    blindside88 wrote: »
    No but some companies will allow you to "shadow" your ncb
    Any idea on particular companies that allow that?

    Off the top of my head kennco.ie but I'm not sure who else


  • #6
    anthony4335
    Registered Users, Registered Users 2 Posts: 1,028 ✭✭✭anthony4335


    Setanta insurance, they are available through brokers. I got mine through carey corbett in Ennis.


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  • #7
    Mar4ix
    Registered Users, Registered Users 2 Posts: 2,352 ✭✭✭Mar4ix


    when i was after, somebody suggest chill.ie, not sure they doing, as i didnt try, but worth give a call.


  • #8
    lightspeed
    Registered Users, Registered Users 2 Posts: 1,292 ✭✭✭lightspeed


    AXA mirror your NCB but i found them to be as expensive as other insurance companies that dont. I was insured with Zurich through a broker and it was €655 for my 1.9 BMW 318 automatic but i changed car recently I bought a Smart Roadster.

    Its a 0.7 engine and automatic but its turbo charged. They said the policy would be reduced by €50. I was then planning on getting a cheap run around like a 1.0 micra as the roadster is only a two seater. i figured the insurance on the micra be quite cheap. Alas twas not the case as zurich said i couldnt mirroe the NCB and and it would be another €660 a year for just third party, fire and theft on the micra.

    I tried Axa who said they would mirror the NCB but the girl on the phone did not have a clue what a smart roadster was depite me offering to provide the vehicle registration. In trying to describe it, i told her it was basically the sports car version of the smart fortwo. She gave a price of €850 just for the Roadster and a price of €627 for just third party (not inclusive of fire and theft)

    So now im lookng for a cheap automatic classic car which should cost €175 insurance and €48 tax.


  • #9
    Julio1
    Registered Users, Registered Users 2 Posts: 9 ✭Julio1


    I'm with Aviva and they gave me a no claims on a second car. I'm a named driver on my wifes car -7 yrs claim free- and have had a company car for 14 yrs -claim free. I called into the local branch and they said that they would take it all into account and give me a 5yr no claims bonus on a weekend car that we bought.


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