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Questions regarding loan top up

  • 16-08-2012 2:00pm
    #1
    mcm2013
    Registered Users, Registered Users 2 Posts: 1 ✭


    Hi, this is my situation.

    Approx. 3 years ago I took out a loan with BOI. It was for €5,000, and I took it out to help pay for education. I had a Guarantor who will be my guarantor again if needs be.

    As it stands, I have ~2,400 to pay off in the next 2 years. I have missed payments on the loan in the past due to various reasons. As it stands, all arrears are taken care of and the loan balance is up to date.

    I have been accepted a 1 year full time postgraduate course in the UK (I would have done the course here, but there simply is nothing that comes close to it). It will vastly increase my earning potential.

    I plan to work through my masters, but would need a top up to pay for tuition fees and getting set up.

    2 Main questions: Is there any chance that BOI would top up the loan by €5,000? (effectively meaning I'd owe BOI ~€7,500 + interst)
    Can I get BOI to correspond with me by email instead of post?

    Thanks for your time.


Comments

  • #2
    Bank of Ireland: Graham
    Closed Accounts Posts: 371 ✭✭Bank of Ireland: Graham


    Hi mcm2013,

    Thanks for getting in touch. It is not BOI policy to correspond by email regarding accounts. To apply for a top-up loan, you will need to speak with the Lending Advisor in your account holding branch. They will be happy to discuss all available options with you. You can find contact details for your branch here.

    Good luck with your studies,
    Graham


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