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mortgage arrears and credit rating

monkey8 · 2012-08-02 22:34:35

I have heard that you need to go into mortgage arrears 3 months in a row for it to affect your credit rating. Does anyone know if this is true?

02-08-2012 10:34pm

#1

monkey8

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Join Date: February 2011

Posts: 214

I have heard that you need to go into mortgage arrears 3 months in a row for it to affect your credit rating.
Does anyone know if this is true?

0

Comments

#2 03-08-2012 5:03pm

chris85

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Join Date: June 2006

Posts: 4193

monkey8 wrote: »

I have heard that you need to go into mortgage arrears 3 months in a row for it to affect your credit rating.
Does anyone know if this is true?

its one month. Any payment over 30 days overdue will be recorded on the ICB.

0