Why would an Insurance firm offer portion of policy

Is there any legal reason why an insurance company would offer portion of policy, as opposed to paying full amount.

In my non legal head, it says to me, they are accepting they Should pay out, but want to just offer smaller portion and hope I go away?

Thanks in advance for any opinions.

kkelliher

Can you give some of the context as there could be a reason within the detail of the claim

Victor

Might they be applying the average clause?

Might the insured have acted in a less than honest / prudent / careful manner and contributed to their own loss.

the_syco

Jake1 wrote: »

Is there any legal reason why an insurance company would offer portion of policy, as opposed to paying full amount.

Are they paying the market value of the car, as opposed to what you think it's worth?

Procrastastudy

I love these non-hypothetical hypotheticals that don't have any info in them in the hopes of making them sound vaguely hypothetical

Have you included your excess?

Hi all thanks for your interest in trying to help. Sorry for not being clearer. It was actually regarding a life policy.

I actually got an answer to my question today, so mods can close thread if they like.

Thanks again to all who responded.

GCDLawstudent

GCDLawstudent wrote: »

I love these non-hypothetical hypotheticals that don't have any info in them in the hopes of making them sound vaguely hypothetical

Sorry for being so vague

Was a S*** post to be honest .

Procrastastudy

I'm just joshing I know it difficult you dont want your personal business splashed over the interweb!