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Paying for phone order with credit card

  • 12-07-2012 1:43pm
    #1
    bernard0368
    Registered Users, Registered Users 2 Posts: 1,424 ✭✭✭


    I just tried to order an item from a shop, that I have bought from in the past.
    I would normally pay by credit card over the phone and they would deliver.

    Today i tried to order something, I am told that the banks have now limited credit card transactions over the phone to €100. WTF?

    I can order the goods from England a little cheaper but I give the business to this shop because a nicer family run business I have not yet met.

    Are these banks really trying to bury this country or what.


Comments

  • #2
    RangeR
    Registered Users, Registered Users 2 Posts: 7,265 ✭✭✭RangeR


    Ring your bank and ask them. You only have one side of the story so far, which may not be accurate.


  • #3
    bernard0368
    Registered Users, Registered Users 2 Posts: 1,424 ✭✭✭bernard0368


    I have no reason to not believe them, as they were willing to wait until 7.30 if I could call in and pay. It was purely the fact that the bank won't guarantee any credit card payment over a €100 taken on the phone. If I go to the shop and use my pin there would be no problem.


  • #4
    dudara
    Registered Users, Registered Users 2 Posts: 33,518 ✭✭✭✭dudara


    Well, it may come down to the restrictions placed on your credit card to prevent fraudulent transactions. If you have to enter the PIN in person, it reduces the risk of fraud.

    It may also be a shop imposed policy - and they are allowed to do this.

    Moved to Banking & Insurance & Pensions.


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