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New baby due, should i remain a lone parent?

  • 11-07-2012 12:29pm
    #1
    Janet1986
    Registered Users, Registered Users 2 Posts: 179 ✭✭


    Just looking for advise.

    I am currently on JSA and found out i am pregnant.

    My boyfriend wants to buy a house and he is working full time he also wants me to move in with him.

    I would like to do things by the book and tell the social welfare.

    Would this mean i would get nothing for being honest? :(


Comments

  • #2
    mrsbyrne
    Closed Accounts Posts: 3,228 ✭✭✭mrsbyrne


    Its easily sorted out really. If you move in with your partner you will not be a lone parent any more and you will inform SW as such, because to do otherwise would be fraud. Your partner will be supporting you and your children. If he is low paid he might be entitled to FIS.


  • #3
    Gurgle
    Closed Accounts Posts: 5,064 ✭✭✭Gurgle


    Its a major fault in the system, the opposite to a loophole and applies even if you've no kids.

    If you're not working and your boyfriend is, then when you move in together your welfare will be means tested on his income.

    If he earns enough you will lose your welfare BUT he won't be able to claim your tax credits and allowances.

    So the financially and ethically correct thing to do is to notify them that you've moved in together and get hitched as soon as possible.

    And they say the RCC isn't running the place any more.


  • #4
    StillWaters
    Closed Accounts Posts: 1,799 ✭✭✭StillWaters


    Gurgle wrote: »

    So the financially and ethically correct thing to do is to notify them that you've moved in together and get hitched as soon as possible.

    And they say the RCC isn't running the place any more.

    You dont have to get hitched in a RCC in order to share tax credits or claim the home carers tax credit, in fact you don't even have to be a straight couple.

    You are right though that the system does need review and it is biased.

    OP, if your partner is working full time, and is financially solvent enough to buy a house in the current climate, do not let the loss of your 'book' hinder you in forming a family unit.


  • #5
    Janet1986
    Registered Users, Registered Users 2 Posts: 179 ✭✭Janet1986


    You couldn't blame half of the people who decide to be dishonest in this situation.

    I have a good bit to go myself so will save up as much as possible to keep me going when the time comes, then get a part time job when the baby is old enough, it will be tough but at least i won't have the worry of being found out for frauding :o


  • #6
    StillWaters
    Closed Accounts Posts: 1,799 ✭✭✭StillWaters


    Janet1986 wrote: »
    You couldn't blame half of the people who decide to be dishonest in this situation.

    Actually, you could. Those that are in a family unit but purport not to be in order to claim OPFP are doing their family, themselves, and the State no service.

    Fair play for deciding not to go down this route. The baby years are tough OP, for all of us, but lovely too. Congrats :)


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