Motor insurance wow's

chris76

Hi all..

I recently received my renewal quote which was 500 quid. this is a massive increase and for no reason, no accidents, claims or convictions at all and i currently have full uk NCB. So obviously i called around many company's one after another i was refused again and again also i haven't been given an answer as to what is happening here. I haven't been involved in any trouble of any sort either so im left scratching my head here can anybody please enlighten me as to what my rights are here as my renewal is due on the 9th of june and i cant afford 500quid for motor insurance..

chris:eek::eek:

kirving

Whats the car, what age are you, and how long have you had your licence? Sounds strange alright. Did you ring your current insurerer to find out why it was raised?

Slutmonkey57b

When you say that you have a full UK NCB, does that mean your insurance was held in the UK last year?

If so, and you're renewing with the same company over here, you'll find there's the usual "entirely legitimate price gap" between the two countries that a lot of other industries exploit errrr I mean encounter.

Mar4ix

was in similar situation, when i called to my broker, to find out what the story, they knock off 50 quid, and that was best what they could do, for my fully comp open driving with all whistles and bells.

OP try maybe brokers, there is quiet a lot them around, some times through them will get cheaper. I am with my broker 5 years, others cant beat them in price and options what they offer.

Jimdagym

Slutmonkey57b wrote: »

When you say that you have a full UK NCB, does that mean your insurance was held in the UK last year?

If so, and you're renewing with the same company over here, you'll find there's the usual "entirely legitimate price gap" between the two countries that a lot of other industries exploit errrr I mean encounter.

Op has his location down as Belfast.

chris76

Jimdagym wrote: »

Slutmonkey57b wrote: »

When you say that you have a full UK NCB, does that mean your insurance was held in the UK last year?

If so, and you're renewing with the same company over here, you'll find there's the usual "entirely legitimate price gap" between the two countries that a lot of other industries exploit errrr I mean encounter.

Op has his location down as Belfast.[/Quote

Sorry all for not including these details. I have 8 years NCB if there is such a thing and a full driving license for 18 years, 07 Audi 2.0 s- line Audi estate.


I will get onto the local broker in the morning and post back. But as I said in my first post no other company's will even quote me.

Chris

TestTransmission

How much was the increase?

chris76

TestTransmission wrote: »

How much was the increase?

Over £200. 👎

MugMugs

chris76 wrote: »

TestTransmission wrote: »

How much was the increase?

Over £200. 👎

Do you live in a rough area?

Increase is standard as premiums are rising but I'm interested about the level of rejection. Have you made any claims irrespective of blame?

Atlantic Dawn

Personal injury claims in the UK have rocketed, if you watch any daytime tv shows in the UK you will see every 2nd advert is for personal injury specialists. Until they have fully setup their equivalent of our Personal Injuries Board cover is only going up.

Stinicker

My motor insurance decreased €220 for the year!

MugMugs

Atlantic Dawn wrote: »

Personal injury claims in the UK have rocketed, if you watch any daytime tv shows in the UK you will see every 2nd advert is for personal injury specialists. Until they have fully setup their equivalent of our Personal Injuries Board cover is only going up.

Ummm, PIAB isn't exactly cheap.

Big Nasty

Just payed the renewal on the 7er, down to €475 from €520 fully comp, T/A is due too - under €250 fully comp. Getting older does have its benefits!

fl4pj4ck

long shot, but is the car older than 9 years? if so - that's the reason. some companies just don't want to insure older cars

L1011

MugMugs wrote: »

Ummm, PIAB isn't exactly cheap.

Compared to what came before, it has significantly reduced payouts.

Needs more work, and a reduction in what the professionals involved make off the top, though.

Slutmonkey57b

Jimdagym wrote: »

Slutmonkey57b wrote: »

When you say that you have a full UK NCB, does that mean your insurance was held in the UK last year?

If so, and you're renewing with the same company over here, you'll find there's the usual "entirely legitimate price gap" between the two countries that a lot of other industries exploit errrr I mean encounter.

Op has his location down as Belfast.

Reading this on a phone, so that's not displayed. :-)

Anan1

chris76 wrote: »

Hi all..

I recently received my renewal quote which was 500 quid. this is a massive increase and for no reason, no accidents, claims or convictions at all and i currently have full uk NCB. So obviously i called around many company's one after another i was refused again and again also i haven't been given an answer as to what is happening here. I haven't been involved in any trouble of any sort either so im left scratching my head here can anybody please enlighten me as to what my rights are here as my renewal is due on the 9th of june and i cant afford 500quid for motor insurance..

chris:eek::eek:

Why are all these insurance companies refusing you?