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New quicker deposit account online

  • 21-05-2012 2:43pm
    #1
    Registered Users, Registered Users 2 Posts: 2,321 ✭✭✭


    Hi,
    I got an email from BOI about the new deposit account setup online.
    This sure makes things easier for those of us who only bank online.
    1 question I have is, if I open a new deposit account online with a monthly DD of 100 euro which is the minimum, can I then put more money in via 365 online using my current account (money transfer)
    I read in the terms and conditions that Direct Debit is the only way.
    I will be lodging different amounts each month so thats why I ask.
    Just thought I would check before I open the account.
    Many Thanks
    Sham.


Comments

  • Closed Accounts Posts: 371 ✭✭Bank of Ireland: Graham


    Hi Sham, thanks for your query.

    Unfortunately you can't do a money transfer into the 365 Monthly Saver Account; the only way is by Direct Debit. You can, however, change the amount of your DD from month-to-month by calling Banking365. Please allow 3 working days as adequate notice for the change to update on our system.

    I hope this is suitable for you. If you have any other questions please feel free to ask, or click here for our FAQ's.

    Thanks,
    Graham


  • Registered Users, Registered Users 2 Posts: 2,321 ✭✭✭sham69


    Thanks for the reply Graham.
    Unfortunately that wouldn't suit my needs.
    I really need the ability to lodge from my current account.
    Thats a shame.
    Regards
    Brian.


  • Closed Accounts Posts: 371 ✭✭Bank of Ireland: Graham


    Sorry about that Brian,

    It's a pity it doesn't suit, but you might find an account for your other savings needs here. Alternatively you can call our Financial Advice Centre on 1890 365 254 to speak with a Savings Advisor about the best options for you.

    Thanks again for your query,
    Graham


  • Registered Users, Registered Users 2 Posts: 344 ✭✭dmn


    sham69 wrote: »
    Hi,
    I got an email from BOI about the new deposit account setup online.
    This sure makes things easier for those of us who only bank online.
    1 question I have is, if I open a new deposit account online with a monthly DD of 100 euro which is the minimum, can I then put more money in via 365 online using my current account (money transfer)
    I read in the terms and conditions that Direct Debit is the only way.
    I will be lodging different amounts each month so thats why I ask.
    Just thought I would check before I open the account.
    Many Thanks
    Sham.

    I agree an online account where I could deposit different amounts each month with everything in one place with full visibility online would be great.


  • Registered Users, Registered Users 2 Posts: 6,794 ✭✭✭cookie1977


    dmn wrote: »
    I agree an online account where I could deposit different amounts each month with everything in one place with full visibility online would be great.

    This type of account is available but you have to sign up in a branch and it pays a crap rate. I've almost got one but don't care about rate, just flexibility.


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  • Closed Accounts Posts: 371 ✭✭Bank of Ireland: Graham


    Hi dmn,

    As cookie1977 pointed out, we have an Ordinary Savings account that you can open in a branch. This account can be registered on Banking365 and allows transfers in/out over the phone and online. You can find out more information on our savings accounts here or by calling 1890 365 254 to speak with an advisor.

    Thanks for your feedback,
    Graham


  • Registered Users, Registered Users 2 Posts: 5,558 ✭✭✭JTMan


    dmn wrote: »
    I agree an online account where I could deposit different amounts each month with everything in one place with full visibility online would be great.

    PTSB let you do that and pay 4%. More here.


  • Registered Users, Registered Users 2 Posts: 6,794 ✭✭✭cookie1977


    Might look into that


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