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Savings Advice

  • 25-04-2012 10:46am
    #1
    Ladjacket
    Registered Users, Registered Users 2 Posts: 531 ✭✭✭


    I have amassed savings of over 3k in the last year or so, but it is just sitting in an account with AIB not getting any interest or anything like that.

    Would I be better moving it all to something like a credit union?


Comments

  • #2
    clappyhappy
    Registered Users, Registered Users 2 Posts: 4,781 ✭✭✭clappyhappy


    Well I suppose it depends if you need access to it or can leave it to mature for a few years. Personally speaking I have found the national solidarity savings with an post very good. I have taken the kids savings out of bank and opened these accounts. If you can leave it for 10 years you get 50% interest less DIRT. I also have a D.D. going in monthly. You can access the money anytime with 2 week notice, obviously less the interest.


  • #3
    Ogham
    Registered Users, Registered Users 2 Posts: 1,844 ✭✭✭Ogham


    Ladjacket wrote: »
    I have amassed savings of over 3k in the last year or so, but it is just sitting in an account with AIB not getting any interest or anything like that.

    Would I be better moving it all to something like a credit union?


    For instant access - try KBC - paying 3.25%

    See http://www.moneyguideireland.com/best-savings-rates/instant-access


  • #4
    Zab
    Registered Users, Registered Users 2 Posts: 1,931 ✭✭✭Zab


    According to their website the upcoming online service of KBC will be view only.

    If you're looking to transact online then Rabo's 3.1% up to 20k is pretty good.

    The askaboutmoney Best Buy thread has good info on the various options: http://www.askaboutmoney.com/showthread.php?t=102329


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