Crazy Insurance premium!

stripysocks85

So, it's car insurance renewal time, and the company I am with the last 2 years [through a broker] sent a quotation for almost DOUBLE what I paid last year. I was paying €380 last year and any quotes I've gotten this year are at least €440 Is there no chance of getting a similar/cheaper quote?

As for the whole double quote, I'm baffled. Couldn't get a reason why it had doubled either!!!!

Mycroft H

Shop around. Get the golden pages out and ring every one of the insurance companies and brokers and get a quote.

-Corkie-

How is 380 x2 440???

Get out the phone book and ring around every insurance company..

stripysocks85

I AM ringing around, and none of them are coming up cheaper than last years premium.

380 x 2 obviously ISN'T 440. The company I was with last year sent their renewal for 718, but the cheapest I have gotten elsewhere is 440.

-Corkie-

-Corkie- wrote: »

How is 380 x2 440???

Get out the phone book and ring around every insurance company..

Existing crowd were double, other quotes were €440

I'm finding insurance quit expensive this year too, €500/€600 quotes, only the existing crowd are reasonable at €380, they were €300 last year.

stripysocks85

RoverJames wrote: »

Existing crowd were double, other quotes were €440

I'm finding insurance quit expensive this year too, €500/€600 quotes, only the existing crowd are reasonable at €380, they were €300 last year.

I wouldn't mind, but I'm a year older and my car is worth even less this year, so wasn't expecting to be paying MORE But it seems it's just a general thing. I've 5 years NCB too. And I'm a woman! All things that should work in my favour :P

seniorstaff

So 440 is now what you get when you multiply 380 x 2

Insurance rises every year, your quote depends on your age/ type of vehicle/ engine size and how long you have held a FULL driving licence
Shop around

brush up on your maths whilest your at it

For Forks Sake

Shop around every website and phone every company/broker. Pick best quote.

seniorstaff

The gender thing was ruled out last year so women cant get cheaper quotes any more , something to do with equality legislation
Try First Ireland, they are pretty good
best of luck

stripysocks85

stripysocks85 wrote: »

So, it's car insurance renewal time, and the company I am with the last 2 years [through a broker] sent a quotation for almost DOUBLE what I paid last year. I was paying €380 last year and any quotes I've gotten this year are at least €440 Is there no chance of getting a similar/cheaper quote?

As for the whole double quote, I'm baffled. Couldn't get a reason why it had doubled either!!!!

seniorstaff wrote: »

So 440 is now what you get when you multiply 380 x 2

.........

Existing crowd were double

Mena

seniorstaff wrote: »

So 440 is now what you get when you multiply 380 x 2

Insurance rises every year, your quote depends on your age/ type of vehicle/ engine size and how long you have held a FULL driving licence
Shop around

brush up on your maths whilest your at it

English comprehension seems rather lacking in this thread...

stripysocks85

Clearly I can't have been typing Double Dutch when SOME people copped. Seriously, read it PROPERLY.

Nothing has changed - same car. No penalty points. No claims. License and NCB all have an extra year. Looks like its a +€60 for this year's premium so

For all those people who don't seem to understand BASIC English, that means I'll be paying an EXTRA €60 than I was on last year's premium

stripysocks85

seniorstaff wrote: »

So 440 is now what you get when you multiply 380 x 2

Insurance rises every year, your quote depends on your age/ type of vehicle/ engine size and how long you have held a FULL driving licence
Shop around

brush up on your maths whilest your at it

You might want to brush up on your English skills. Capital letters & spelling are a great place to start.

kildare.17hmr

seniorstaff wrote: »

brush up on your maths whilest your at it

brush up on your reading

Op i had the same in feb, my own company quoted €780 and when i rang to see if that was their best price they said yes. I shopped around and got it for 600 in The end which i was delighted with and when i rang to say i wouldnt be renewing they offered me a renewal for 680 so i said goodbye. I went with tesco

stripysocks85

kildare.17hmr wrote: »

brush up on your reading

Op i had the same in feb, my own company quoted €780 and when i rang to see if that was their best price they said yes. I shopped around and got it for 600 in The end which i was delighted with and when i rang to say i wouldnt be renewing they offered me a renewal for 680 so i said goodbye. I went with tesco

Thank you. To be fair, I have phoned broker & they came down by €40. But it's still more expensive than last year.

TestTransmission

seniorstaff wrote: »

brush up on your maths whilest your at it

Mena wrote: »

English comprehension seems rather lacking in this thread...

stripysocks85 wrote: »

Clearly I can't have been typing Double Dutch when SOME people copped. Seriously, read it PROPERLY.

For all those people who don't seem to understand BASIC English, that means I'll be paying an EXTRA €60 than I was on last year's premium

stripysocks85 wrote: »

You might want to brush up on your English skills. Capital letters & spelling are a great place to start.

kildare.17hmr wrote: »

brush up on your reading

Can we keep this crap out of here please

stripysocks85

TestTransmission wrote: »

Can we keep this crap out of here please

I agree, but it's that sorta crap that bugs me, and I apologise but I couldn't ignore it.

dr.fuzzenstein

seniorstaff wrote: »

So 440 is now what you get when you multiply 380 x 2

Insurance rises every year, your quote depends on your age/ type of vehicle/ engine size and how long you have held a FULL driving licence
Shop around

brush up on your maths whilest your at it

Only if you have a sh*tty deal, insist on staying with same crowd, don't shop around and are happy to be ripped off.
Otherwise it should go down every year.
Paying E330 for a CMax because I dump insurance every time they try to jack up the price and the same will happen to my current crowd if they try that crap on me.
So, to recap, Insurance falls every year.

Janedoe10

Use something like insure.ie or one of the comparison sites to compare prices .

If no claims against u it should not have doubled ..
My dad used have a similiar thing happen to him renewal quotes used be saucy prices coming back to him each yr as well . For a while he just renewed and thought nothing of it . Now though it's Diff . Funny too when u ring up to query how fast a compromise can be I.e reduction in premium cost

MugMugs

Got my renewal off Liberty today. 966 for a 30 year old male 2.0 litre Avensis with 7 years ncb and no claims etc..... I laughed at first! Wtf... It's over double last year and then.some!

TestTransmission

MugMugs wrote: »

Got my renewal off Liberty today. 966 for a 30 year old male 2.0 litre Avensis with 7 years ncb and no claims etc..... I laughed at first! Wtf... It's over double last year and then.some!

That's a mental price.

MugMugs

TestTransmission wrote: »

MugMugs wrote: »

Got my renewal off Liberty today. 966 for a 30 year old male 2.0 litre Avensis with 7 years ncb and no claims etc..... I laughed at first! Wtf... It's over double last year and then.some!

That's a mental price.

Coming from a company who are crying for customers it is. I was quite shocked tbh.....

kilianmanning

Try brittons in donegal they seem to be cheap, also no nonsense, my aunt has fully comp insurance on an 07 micra for €240:D
I'm only starting driving next week got a quote off quotedevil.ie for a 98 clio for €1569 in my name:D they specialise in young drivers but it might be worth giving them a call too..

betting fool

kilianmanning wrote: »

Try brittons in donegal they seem to be cheap, also no nonsense, my aunt has fully comp insurance on an 07 micra for €240:D
I'm only starting driving next week got a quote off quotedevil.ie for a 98 clio for €1569 in my name:D they specialise in young drivers but it might be worth giving them a call too..

Ring first Ireland for young male drivers, they have crazy cheap prices for 18 to 24 year olds, cheaper than Britons,

I'd bet you any money you'll get it cheaper than 1569 in your own name.

kilianmanning

betting fool wrote: »

Ring first Ireland for young male drivers, they have crazy cheap prices for 18 to 24 year olds, cheaper than Britons,

I'd bet you any money you'll get it cheaper than 1569 in your own name.

Yes but I only turned 17 3 weeks ago. I'll get a quote off them tomorrow, but I thought 1569 was brilliant for no ncb, 17 year old, & learner permit!

betting fool

kilianmanning wrote: »

Yes but I only turned 17 3 weeks ago. I'll get a quote off them tomorrow, but I thought 1569 was brilliant for no ncb, 17 year old, & learner permit!

Don't bother, their min premium for males aged 17 is 2500. If you were 18 I'd say it would be about 1000.

kilianmanning

betting fool wrote: »

Don't bother, their min premium for males aged 17 is 2500. If you were 18 I'd say it would be about 1000.

they'll be for next year so..:pac:

Prettyfireworks

+ 1 for First Ireland

I was 19 on provisional when I first got insured by them, my quote was 1074 for a 1997 Polo.. At least 300e cheaper than anyone else I tried, some places were quoting me as much as 1800.. Good luck with it!

cplwhisper

To stickysocks - origonal query

all insurance policies have the 5% Gov.levy this year due to lovely budget thus near impossible to get same or lower than lat year . PM if you need help

stripysocks85

I have gotten quotes with AA, 25Plus, Chartis, Quote devil, Chill, Britton, 123.ie, best quote.............. it's not like I haven't rang around. Each year I get a renewal I always ring around, I'm not one of these people to accept whatever amount they send me without research. This year isn't proving too successful. Was undecided if I wanted Comp or TPFT this time [I've always had Fully Comp] so figure I'll stick with it. I couldn't afford to pay anything out on my car if I needed to so it's better to be safe than sorry.