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One can not simply *Ditch* AIB... or can they??

  • 27-03-2012 12:49pm
    #1
    Agent Smith
    Moderators, Regional East Moderators Posts: 21,504 Mod ✭✭✭✭


    Right


    I currently have a standard Current account With AIB. I keep my savings in the post office (no going to the ATM in coppers @ 2am :pac: )

    I also have a Credit Card with AIB, and A small loan (sub 3k) which gets paid off monthly

    As i wouldnt keep 2.5k in my current account, Which bank would suit for me?

    Would i be able to ditch AIB completely? Move everything to different bank?

    Which would be my best option?

    I do use AIB online a bit. so a bank with online banking is a must!


Comments

  • #2
    Ogham
    Registered Users, Registered Users 2 Posts: 1,844 ✭✭✭Ogham


    Ulster Bank - :D
    For the current account anyway (you can keep teh rest with AIB no problem)


  • #3
    chris85
    Registered Users, Registered Users 2 Posts: 4,502 ✭✭✭chris85


    Agent Smith wrote: »
    Right


    I currently have a standard Current account With AIB. I keep my savings in the post office (no going to the ATM in coppers @ 2am :pac: )

    I also have a Credit Card with AIB, and A small loan (sub 3k) which gets paid off monthly

    As i wouldnt keep 2.5k in my current account, Which bank would suit for me?

    Would i be able to ditch AIB completely? Move everything to different bank?

    Which would be my best option?

    I do use AIB online a bit. so a bank with online banking is a must!

    Moving everything to a different bank would require you to clear your credit card and loan with AIB. If you have funds to do so you can ditch them altogether. If you dont have the money or cant get it another bank to lend it to you to clear them then at least your CC and loan will remain with AIB.

    You can switched your current account to any other bank.


  • #4
    JTMan
    Registered Users, Registered Users 2 Posts: 5,558 ✭✭✭JTMan


    Agent Smith wrote: »
    Right


    I currently have a standard Current account With AIB. I keep my savings in the post office (no going to the ATM in coppers @ 2am :pac: )

    I also have a Credit Card with AIB, and A small loan (sub 3k) which gets paid off monthly

    As i wouldnt keep 2.5k in my current account, Which bank would suit for me?

    Would i be able to ditch AIB completely? Move everything to different bank?

    Which would be my best option?

    I do use AIB online a bit. so a bank with online banking is a must!

    Move your current account, leave your loan and switch the direct debit details.


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