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Will Ulster Bank approve my student overdraft?

  • 08-03-2012 02:29AM
    #1
    nrsire
    Registered Users, Registered Users 2 Posts: 47 ✭


    I applied for a student overdraft yesterday, I use my account regularly and I am in third year, I am currently between jobs so my income stopped last week, I have a job interview Friday. I need to apply for an overdraft to keep me going and my 21st birthday is in 2 weeks and I don't have any money.

    On the Ulster Bank website it says "If you are an existing customer with a current account with Ulster Bank for 12 months you can apply for a student overdraft of up to €750 or if you are in receipt of a grant you could receive up to €1,500 dependent on your grant level."

    I rang Ulster Bank yesterday and I was told there would be no problem getting the overdraft without a grant but then the teller in the bank an hour later when I was giving her the application said overdrafts are now only given out to students who have grants but she will submit my application for processing and I should hear back within 5 business days.

    Does anyone know what my chances of getting the overdraft are as I don't want to wait until next week to find out it has been denied.


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