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Investing- Ulster Bank?

  • 04-03-2012 8:12am
    #1
    femur61
    Registered Users, Registered Users 2 Posts: 1,588 ✭✭✭


    I have a lump sum to invest. Ulster Bamk are giving 4% fixed rate/year. This is the best rate out their. Are they safe or are really short of cash and trying to get money in. I remember Anglo offering 8% at one stage!


Comments

  • #2
    unclebill98
    Registered Users, Registered Users 2 Posts: 3,816 ✭✭✭unclebill98


    There is a bank doing 4.1% for the same term.

    You would get better if you locked away for longer.


  • #3
    HowFinancial
    Registered Users, Registered Users 2 Posts: 71 ✭✭HowFinancial


    If it's fixed term deposits you're interested in, have a look at KBC Bank's 14 month term deposit offering 4.29% A.E.R.
    I think you can withdraw up to 25% before end of 14 month term without penalty.
    Good bank.


  • #4
    Ogham
    Registered Users, Registered Users 2 Posts: 1,844 ✭✭✭Ogham


    List of best fixed rates on savings here http://www.moneyguideireland.com/best-savings-rates/fixed-term-deposits-more-than-1-year

    Top rate 4.7%


  • #5
    killers1
    Registered Users, Registered Users 2 Posts: 1,443 ✭✭✭killers1


    ptsb have a 26 month a/c (minimum €10k) @ 9.5% (4.47 CAR) seems to be the highest out there today...


  • #6
    unclebill98
    Registered Users, Registered Users 2 Posts: 3,816 ✭✭✭unclebill98


    killers1 wrote: »
    ptsb have a 26 month a/c (minimum €10k) @ 9.5% (4.47 CAR) seems to be the highest out there today...

    What's the aer on that?


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  • #7
    killers1
    Registered Users, Registered Users 2 Posts: 1,443 ✭✭✭killers1


    I'd say the CAR & AER are directly comparable.


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