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Banks to pay Household Charge for Mortgage holders

  • 23-02-2012 1:22pm
    #1
    Moderators, Recreation & Hobbies Moderators, Science, Health & Environment Moderators, Technology & Internet Moderators Posts: 93,567 Mod ✭✭✭✭


    http://www.irishtimes.com/newspaper/letters/2012/0112/1224310142888.html#.T0YwFE83VCs.facebook
    A chara, – My mortgage provider is forever at pains to remind me that I am not the legal owner of my home until the final payment is made. Considering this, the implication has to be that my mortgage provider is the legal “owner” of my home, and considering that, is it not therefore the case that my mortgage provider is liable for the household charge to be applied to my (still to be paid for) home, and not me? Please tell me I have found a loophole? – Yours, etc,


Comments

  • Registered Users, Registered Users 2 Posts: 3,050 ✭✭✭token101


    They've surely thought this through. Surely......


  • Registered Users, Registered Users 2 Posts: 3,198 ✭✭✭CardBordWindow


    Touché!


  • Registered Users, Registered Users 2 Posts: 191 ✭✭dougal-maguire


    token101 wrote: »
    They've surely thought this through. Surely......

    You actually think this gombeen government think things through?


  • Closed Accounts Posts: 2,489 ✭✭✭sh1tstirrer


    The bank own my car do you think they will tax it for me? Maybe they might insure it and service it and fuel it as well.

    Simple answer the bank won't pay your household charge ;)


  • Moderators, Computer Games Moderators Posts: 7,943 Mod ✭✭✭✭Yakult


    Misleading title is misleading.

    Never will happen.


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  • Closed Accounts Posts: 504 ✭✭✭Pacifist Pigeon


    Look, the banks managed to get the government to help them out of their woes because of their mismanagement, I think they'll get themselves out of this little snag - especially once the household charge is inevitably increased to say €1000 p/a.


  • Registered Users, Registered Users 2 Posts: 51,054 ✭✭✭✭Professey Chin


    The banks dont own his house. He does. The bank just has the right to take ownership if he doesnt pay the mortgage.
    Like has been said in many news outlets many many many many.........many times


  • Registered Users, Registered Users 2 Posts: 818 ✭✭✭Triangla


    Maybe they will - for an admin fee of €200!


  • Closed Accounts Posts: 34,809 ✭✭✭✭smash


    This was mentioned before. No way in hell that argument would stand up in full. After all, your name is on the deeds!


  • Closed Accounts Posts: 3,753 ✭✭✭davet82


    They can only fcuk ya over on the 'small print' or the 'technicalities' when its coming from the top down, not the other way around :(


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  • Moderators, Recreation & Hobbies Moderators, Science, Health & Environment Moderators, Technology & Internet Moderators Posts: 93,567 Mod ✭✭✭✭Capt'n Midnight


    The bank own my car do you think they will tax it for me? Maybe they might insure it and service it and fuel it as well.
    If you leave a car in the driveway you don't need to pay for tax, insurance, servicing or fuel.

    if someone else uses your car and gets caught on a speed camera or M50 toll then you have to prove it wasn't you.

    I don't have to pay for bin charges, electricity, gas if I choose not to use them.


    Our governments have messed up the civil servants being able to claim back the tax on pension, they messed up on the youth employment levy, there are many examples of tax loopholes in the past from badly worded laws, though the vast majority of these only benefited the rich.


  • Closed Accounts Posts: 2,489 ✭✭✭sh1tstirrer


    If you leave a car in the driveway you don't need to pay for tax, insurance, servicing or fuel.

    if someone else uses your car and gets caught on a speed camera or M50 toll then you have to prove it wasn't you.

    I don't have to pay for bin charges, electricity, gas if I choose not to use them.


    Our governments have messed up the civil servants being able to claim back the tax on pension, they messed up on the youth employment levy, there are many examples of tax loopholes in the past from badly worded laws, though the vast majority of these only benefited the rich.
    If you don't have a house you don't pay the household charge. If you have a house and decided to live on the street you have to pay the household charge.


  • Registered Users, Registered Users 2 Posts: 3,143 ✭✭✭flanzer


    God, are the Irish public really that stupid to believe this sh*te?


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