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Insurance renewal

  • 22-02-2012 4:07pm
    #1
    bodonnell
    Registered Users, Registered Users 2 Posts: 565 ✭✭✭


    I got a renewal reminder today from 123, 435e fully comp with rsa. Minutes ago got a call from cornmarket ins. offering to quote me, after giving them my details they quoted me 735e fully comp with rsa. How can there be such a difference from the same underwriter or are some brokers just ripping people off.


Comments

  • #2
    ToxicPaddy
    Moderators, Business & Finance Moderators, Society & Culture Moderators Posts: 9,763 Mod ✭✭✭✭ToxicPaddy


    bodonnell wrote: »
    I got a renewal reminder today from 123, 435e fully comp with rsa. Minutes ago got a call from cornmarket ins. offering to quote me, after giving them my details they quoted me 735e fully comp with rsa. How can there be such a difference from the same underwriter or are some brokers just ripping people off.

    I had the exact same thing with RSA. My original policy was with them through a broker, the renewal came through last November with a €300 for no apparent reason. So I shopped around, decided to give 123 a call and a quote from them for RSA was €280 cheaper!! :confused:

    No idea to be honest. I seriously doubt that brokers make that big a profit margin on policies, do they???


  • #3
    Otis Driftwood
    Closed Accounts Posts: 9,925 ✭✭✭Otis Driftwood


    bodonnell wrote: »
    I got a renewal reminder today from 123, 435e fully comp with rsa. Minutes ago got a call from cornmarket ins. offering to quote me, after giving them my details they quoted me 735e fully comp with rsa. How can there be such a difference from the same underwriter or are some brokers just ripping people off.

    Main reason is likely that 123.ie are a tied agent to RSA,ie,they quote RSA and RSA policies alone so they can charge very low premiums.


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