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credit union loan officer

  • 01-02-2012 06:59PM
    #1
    Registered Users, Registered Users 2 Posts: 8


    i put in for a top up loan from the credit union last week. it would bring me twice over my shares. im with them 16 years and have a great record with them however they have asked me to meet with the loans officer. Does this mean there is a slim chance now that the loan will be approved

    thanks in advance


Comments

  • Registered Users, Registered Users 2 Posts: 19,301 CMod ✭✭✭✭Davy


    Times have changed, and the credit unions have to be much stricter. It doesn't mean you aren't getting it, just might to go through a few things first


  • Registered Users, Registered Users 2 Posts: 141 ✭✭badgerbroc11


    Since 11/12/11 the full eu consumer credit regulations apply to credit unions. This means that the credit union must ascertain youre credit worthyness through icb checks etc. <Snip>


  • Registered Users, Registered Users 2 Posts: 25,882 ✭✭✭✭coylemj


    hollydub wrote: »
    i put in for a top up loan from the credit union last week. it would bring me twice over my shares. im with them 16 years and have a great record with them however they have asked me to meet with the loans officer. Does this mean there is a slim chance now that the loan will be approved

    Asking you to come in and talk to someone probably means that you're in with a shot, otherwise they would simply reject the application. The fact that someone is going to set aside some time to talk to you means that you have more than a slim chance.


  • Registered Users, Registered Users 2 Posts: 24,924 ✭✭✭✭BuffyBot


    Let's keep on topic here folks.. :)


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