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Mortgage: Financial Advisor or solo

gorgo · 2012-01-29 23:01:45

Hi Folks, I'm looking to buy a house in the next year. Would people recommend going with a financial advisor for the process or doing the leg work myself. I've tried to search the forum for info on financial advisors pro/con, but seems to be scarce with replies...for example.…

29-01-2012 11:01pm

#1

gorgo

Registered Users, Registered Users 2 Posts: 116 ✭✭

Join Date: May 2006

Posts: 82

Hi Folks,

I'm looking to buy a house in the next year. Would people recommend going with a financial advisor for the process or doing the leg work myself.

I've tried to search the forum for info on financial advisors pro/con, but seems to be scarce with replies...for example.

http://www.boards.ie/vbulletin/showthread.php?t=2056532008

I'm not looking for the names of financial advisors, just personal experience maybe inside info etc....

Thanks,
Gorgo

0

Comments

#2 30-01-2012 5:02am

arbitrage

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Join Date: May 2011

Posts: 99

Forumwise your best bet is thepropertypin.ie

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#3 02-02-2012 5:38pm

gorgo

Registered Users, Registered Users 2 Posts: 116 ✭✭

Join Date: May 2006

Posts: 82

Thanks for the reply.

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#4 08-02-2012 4:58pm

killers1

Registered Users, Registered Users 2 Posts: 1,443 ✭✭✭

Join Date: February 2008

Posts: 1442

gorgo wrote: »

Hi Folks,

I'm looking to buy a house in the next year. Would people recommend going with a financial advisor for the process or doing the leg work myself.

I've tried to search the forum for info on financial advisors pro/con, but seems to be scarce with replies...for example.

http://www.boards.ie/vbulletin/showthread.php?t=2056532008

I'm not looking for the names of financial advisors, just personal experience maybe inside info etc....

Thanks,
Gorgo

Seeing as you have had no replies I feel I should comment. I am mortgage broker and would be happy to assist you in any way I can. Feel free to check any of my previous posts in relation to mortgage finance.

The main reason I would recommend using a broker is that you don't have to do the leg work of applying to all banks including the banks you have no existing relationship with. A good broker will be able to assess your application based on the info you provide and be able to tell you which banks criteria it fits into. It's then a case of progressing with the bank that offers the cheapest rates. A good broker will also take you through the whole process to getting your keys and beyond and will ensure that all non-legal conditions are complied with. A good broker doesn't charge fees as they have an established satisfied client base continuously referring clients. A good broker will also have access to the cheapest insurance providers on the market, access to a reliable, competitively priced solicitor, surveyor etc.. If I can be of any assistance let me know.

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