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€10k- pay off mortgage or what's best?

  • 24-01-2012 10:40pm
    #1
    dinneenp
    Registered Users, Registered Users 2 Posts: 8,189 ✭✭✭


    Hi,
    Just wondering what's the best thing to do with about €10k available. I have them in steady shares.
    Mortgage has a lot left on it, interest rate is 2.68% (tracker).
    If I was to take the shares out and pay off mortgage that'd be good obviously.
    But wondering what other options are out there that'd be a better option. If investing I'd want it in something guaranteed.
    TSB have 26 month 4.67 aer account, I phoned them up but after DIRT they said I'd get €665 back on my investments. Doesn't seem good.

    Just wondering what options are there?
    Cheers,
    Pa.


Comments

  • #2
    Browney7
    Registered Users, Registered Users 2 Posts: 3,100 ✭✭✭Browney7


    dinneenp wrote: »
    Hi,
    Just wondering what's the best thing to do with about €10k available. I have them in steady shares.
    Mortgage has a lot left on it, interest rate is 2.68% (tracker).
    If I was to take the shares out and pay off mortgage that'd be good obviously.
    But wondering what other options are out there that'd be a better option. If investing I'd want it in something guaranteed.
    TSB have 26 month 4.67 aer account, I phoned them up but after DIRT they said I'd get €665 back on my investments. Doesn't seem good.

    Just wondering what options are there?
    Cheers,
    Pa.

    Ask your mortgage provider to do you a deal on paying back the 10k now. PTSB were giving a bonus if you paid back a bit more early on these trackers


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