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Insurance no claims question

  • 06-01-2012 3:43pm
    #1
    Paparazzo
    Closed Accounts Posts: 7,397 ✭✭✭


    I've changed insurance company and they want a certificate of no claims. I rang Aon for this, they gave it to me, but it only goes back 5 years. For anything before this, do I have to contact insurance companies I used over 5 years ago? Or should Aon have incuded this as I game them a certificate of no claims when I joined them.
    I know 5 years is the max with most companies, but some do more. On the quinn website you can put in 9.


Comments

  • #2
    Cuddlesworth
    Registered Users, Registered Users 2 Posts: 14,012 ✭✭✭✭Cuddlesworth


    If you supplied Aon with a no claims cert that they accepted when you joined them and have accrued a total of more then five years of NCB in total, then yes they should list the total number of years on it. Most company's only accept five years though in terms of a discount given off the quote.

    If they are being unreasonable you might have to contact the insurance ombudsman.


  • #3
    Paparazzo
    Closed Accounts Posts: 7,397 ✭✭✭Paparazzo


    Cuddlesworth wrote: »
    If you supplied Aon with a no claims cert that they accepted when you joined them and have accrued a total of more then five years of NCB in total, then yes they should list the total number of years on it. Most company's only accept five years though in terms of a discount given off the quote.

    If they are being unreasonable you might have to contact the insurance ombudsman.
    Cheers, I was thinking that. It makes sense, especially if you change companies regularly.


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