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First Credit Union Loan-Unemployed?

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    #32
    Jesus Shaves
    Registered Users Posts: 2,959 ✭✭✭Jesus Shaves


    Jet Black wrote: »


    JSA/JSB is not a source of income.


    Really?:confused:
    Any money you receive into your hands whether it be wages or JSA is a source of income.


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    #33
    jack888
    Registered Users Posts: 168 ✭✭jack888


    What are you saving for?, a new macbook pro.

    This person should be taken off the dole if they can afford to save.


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    #34
    Jet Black
    Registered Users Posts: 3,843 ✭✭✭Jet Black


    darokane wrote: »
    Really?:confused:
    Any money you receive into your hands whether it be wages or JSA is a source of income.

    No JSA is there in order to give a person the basic means to survive, a standard living. Back to school/clothing allowance and child Benefit is not an income either. It's money you receive but is there for a specific purpose.

    When banks calculate for a loan they take income from outgoing minus living standard for a person. JSB covers standard of living so the person has no disposable income.

    in·come (nkm)
    n.
    1. The amount of money or its equivalent received during a period of time in exchange for labor or services, from the sale of goods or property, or as profit from financial investments.


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    #35
    hairyprincess
    Registered Users Posts: 2,293 ✭✭✭hairyprincess


    Jet Black wrote: »
    No JSA is there in order to give a person the basic means to survive, a standard living. Back to school/clothing allowance and child Benefit is not an income either. It's money you receive but is there for a specific purpose.

    When banks calculate for a loan they take income from outgoing minus living standard for a person. JSB covers standard of living so the person has no disposable income.

    It depends what your standard of living is! Like everything, it's individual.


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