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Insurance company that allow you to cancel your policy after few months?

  • 14-12-2011 9:10am
    #1
    Registered Users, Registered Users 2 Posts: 2,355 ✭✭✭


    I am on a provisional at the moment, but hoping to get the full license in the next few months. I am looking for a company that will allow me take out the policy now on the learner license, but then cancel when I get the full license in a few months.
    Anyone know of such a company? Any of the companies I spoke to require you to stay on that policy for a full year.


Comments

  • Registered Users, Registered Users 2 Posts: 834 ✭✭✭ADIDriving


    You would not need to cancel the policy. When you pass the test, let the insurance company know and usually the reduction in the current years premium is is added to the following years even lower premium.


  • Registered Users, Registered Users 2 Posts: 2,355 ✭✭✭cruhoortwunk


    I spoke to FBD though, they said I need to stay on the provisional policy for the full year.
    I'll try calling around a few others.


  • Registered Users, Registered Users 2 Posts: 2,355 ✭✭✭cruhoortwunk


    Another strange restriction a lot of companies have is you have to be resident in UK or Ireland for the last 3-5 years.
    How is someone that has been living away supposed to get insured?


  • Registered Users, Registered Users 2 Posts: 16,930 ✭✭✭✭challengemaster


    It's intended for foreign nationals who would have been used to driving on the other side of the road, and might pose a higher risk, never heard of being denied insurance because of it though


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