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Putting a car back on the road after being laid up...

  • 05-12-2011 2:39pm
    #1
    Registered Users, Registered Users 2 Posts: 6,920 ✭✭✭


    Just a quick question if anyone who may have been through something similar would be kind enough to assist.

    I've been asked to sell my dad's car by the executor of his will (my brother). The car has been parked up for over six months so the tax has expired, the NCT has expired and theres no insurance on it.
    What steps do I need to take to get it back on the road to sell it?
    Can I apply for an NCT without tax or insurance on the car, or do I have to have it taxed before I can apply for the NCT?
    Can I do all this without being the registered owner of the car? I don't really want to add an additional owner to the car as I don't intend to hold onto it.
    What form(s) do I need and where can I get them?
    Any other advice?

    Thanks in advance....


Comments

  • Moderators, Business & Finance Moderators Posts: 17,858 Mod ✭✭✭✭Henry Ford III


    1/. Insure it.
    2/. Tax it. Make a decl. for any period where the car wasn't driven to avoid back tax.
    3/. Apply for NCT.

    You'll also need to change the legal owner. RF100 form


  • Posts: 23,339 ✭✭✭✭ [Deleted User]


    If it's not worth much I'd sell it as is, may not be worth the hassle of NCT etc etc etc etc.
    You can NCT it with no tax or insurance if you get it towed or trailored to the NCT centre.


  • Registered Users, Registered Users 2 Posts: 6,920 ✭✭✭billy few mates


    Thanks for the help guys.
    Will I need to take out a complete insurance policy on the car or could I just transfer my own insurance onto it for as long as it takes to collect the car and take it through the NCT...?
    Also How would I go about transferring ownership to my own name as the registered owner is deceased...?


  • Registered Users, Registered Users 2 Posts: 15 dobby11


    you can just transfer your own insurance onto it while your takein it in and out of the nct center.

    and to change the car into your own name just go into your local tax office and they will tell ya what fourm ya have to fill in and just send it away then with the log book.

    if your selling it tho i wouldnt bother with putting into your name just change it over into the persons name when they by it


  • Closed Accounts Posts: 365 ✭✭YBTurbo


    What car is it?

    If its an old yoke, just sell it as is... If its more modern car it would be worth the hassle of an NCT etc...


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  • Banned (with Prison Access) Posts: 4,991 ✭✭✭mathepac


    I have no wish to cause a family rift here, but strictly speaking, your brother as named (?) executor has certain duties and responsibilities he must fulfil.

    For example as the legal representative of your deceased father, he can legally sign documents and sell assets on behalf of the estate.

    Have you thought this through? What if the car fails the NCT, who pays for repairs? Ideally it is the estate / executor. What if the car is involved in an accident going to or from the NCT centre on your insurance? How do you resolve claims, costs, etc?

    Not wishing to be the dog in the manger, but I feel you need to talk this out with your brother.


  • Registered Users, Registered Users 2 Posts: 6,920 ✭✭✭billy few mates


    Fair point, he's asked me to look after the sale of the car because he's too busy at the moment whereas I have the spare time to do it. I was going to just get it through the NCT to sell it and then recover my costs and return the rest to the estate.


  • Registered Users, Registered Users 2 Posts: 19,106 ✭✭✭✭TestTransmission


    What's the car out of interest?


  • Registered Users, Registered Users 2 Posts: 68,317 ✭✭✭✭seamus


    The car doesn't have to be taxed or insured in order to pass an NCT. The NCT manual doesn't require this.

    If your own insurance policy includes "driving other cars", then this will cover you to drive your father's car with the consent of his executor.

    Your only issue really is the tax; strictly speaking you shouldn't be driving it on the road if it's not taxed. A Garda could really go either way on it if you were stopped; They might accept your story and let you off, or they might take the car and you have to pay impound costs.

    You could always tax it for 3 months (have your brother fill out the paperwork) while you get it serviced and NCTed.

    As others have said though, unless there's a good bit of worth in the car, it might be simplest selling it as-is or seeing if a garage will give you a quick cash sale. You'll get way less money, but it means that it's done.


  • Registered Users, Registered Users 2 Posts: 3,691 ✭✭✭david


    seamus wrote: »
    The car doesn't have to be taxed or insured in order to pass an NCT. The NCT manual doesn't require this.

    If your own insurance policy includes "driving other cars", then this will cover you to drive your father's car with the consent of his executor.

    Your only issue really is the tax; strictly speaking you shouldn't be driving it on the road if it's not taxed. A Garda could really go either way on it if you were stopped; They might accept your story and let you off, or they might take the car and you have to pay impound costs.

    You could always tax it for 3 months (have your brother fill out the paperwork) while you get it serviced and NCTed.

    As others have said though, unless there's a good bit of worth in the car, it might be simplest selling it as-is or seeing if a garage will give you a quick cash sale. You'll get way less money, but it means that it's done.
    OPTION 1 - Sell as it is.

    No need to transfer ownership if you're selling it without using it on a public road - your bro can sign the change of ownership as executor.

    OPTION 2 - Sell it in roadworthy condition

    You will have to get a temporary sub on the car via your own policy. Even if you are covered to "Drive other Cars" you almost certainly not covered to drive this car. Any policy I've experienced states that the third party vehicle must hold a current third party policy for your cover to apply.

    You may need a booster pack/new battery/fresh fuel to get the car running.

    If you intend on driving the car before sale then you'll need to transfer ownership.

    Then fill out form RF111 and have it signed by a Garda witness to declare the car off of the road for whatever period.

    Then tax it for 3 months.

    Then get your NCT.

    What spec is the car - we can advise which option will see the best return.


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  • Registered Users, Registered Users 2 Posts: 68,317 ✭✭✭✭seamus


    david wrote: »
    You will have to get a temporary sub on the car via your own policy. Even if you are covered to "Drive other Cars" you almost certainly not covered to drive this car. Any policy I've experienced states that the third party vehicle must hold a current third party policy for your cover to apply.
    This argument comes up all the time. But I have never once had a policy which states that the other vehicle must have an active policy on it. I've always been covered to drive any other vehicle provided I had consent of the owner.
    So the OP will need to check his own policy, but most likely (IMO) won't need to transfer insurance.


  • Registered Users, Registered Users 2 Posts: 4,261 ✭✭✭mgbgt1978


    david wrote: »
    You will have to get a temporary sub on the car via your own policy. Even if you are covered to "Drive other Cars" you almost certainly not covered to drive this car. Any policy I've experienced states that the third party vehicle must hold a current third party policy for your cover to apply.


    Not much experience then.....most policies (that include "driving other cars") do not state that the other car must have a policy in force. Why would they ?
    You are driving under your own insurance (normally 3rd party only). Even if the other car had a policy in force you (or me , or anyone) would not necessarily be included on it.


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