What have you cut back on since the recession?

Elessar

What have you cut back on and how much have you saved since the recession kicked in?

Me:

I'm downgrading my broadband with UPC from 30mb/s to 25mb/s - saving €6.75/month

I'm cancelling my bill pay contract which is €30/month and going back to pre-pay on €20/month - saving €10/month.

I've signed up to the AXA fuel card - which, at current prices, should save me about €4/month.

So that's €20 a month saved just by a few small changes...

AH option: Yore ma

westendgirlie

Kinky sex. Whips and chains are damn expensive!

Irish Slaves for Europe

Can't afford to buy clothes in shops anymore so I buy them online these days.

Don't get taxis anymore.

Don't get takeaways much.

mikemac

I used to spend a lot on taxis

Not anymore

Sure the regulator put up the prices just as things started to head downwards
Strange

Too damn expensive anyway so it's something I cut back on

sgds

Shopping in Lidl make a difference when there is five in the household.

seanbmc

Yet another recession thread.

Kaneda_

I have stopped going for a sunday drive to the beach or just visitin random places with to pass the day.Petrol is expensive.

mikemac

I thought we were out of recession anyway

Kaneda_

seanbmc wrote: »

Yet another recession thread.

Yet another moan bag.

Taco Corp

Nothing. Having money is great!!

mikemac

Surley wrote: »

Nothing. Having money is great!!

No recession in Surley's house :rolleyes:;)

fat__tony

Nothing. :cool:

The joys of living in a country where one doesn't have to listen to endless doom and gloom about unemployment and the economy.

oldyouth

I've eliminated automatically staying with all the service providers I use (phone, insurance, electricity, bins etc). As a result of getting better value, my standard of living hasn't dropped too much. My big loss would be the impulse buy of the odd electronic toy, but that's probably a good thing.

God but the boom turned us in to lazy consumers

candy-gal1

westendgirlie wrote: »

Kinky sex. Whips and chains are damn expensive!

Ah theres always cash for kinky sex equipment

westendgirlie

candy-gal1 wrote: »

Ah theres always cash for kinky sex equipment

I'm thinking of doing a "blue peter" jobby on a pair of rusty jump leads. You know, recycling and doing my bit for the environment

iPlop

Nothing, because there's no recession in my house, I still go on 45 holidays a year and upgrade the car every 3 days to make sure it's new.And when I'm bored I stand outside my house and point and laugh at all the poor people.

westendgirlie

Sink The Banana wrote: »

Nothing, because there's no recession in my house, I still go on 45 holidays a year and upgrade the car every 3 days to make sure it's new.And when I'm bored I stand outside my house and point and laugh at all the poor people.

Lol

holystungun9

Sink The Banana wrote: »

Nothing, because there's no recession in my house, I still go on 45 holidays a year and upgrade the car every 3 days to make sure it's new.And when I'm bored I stand outside my house and point and laugh at all the poor people.

In your gold suit I suppose??

Snowie

westendgirlie wrote: »

Kinky sex. Whips and chains are damn expensive!

You just dont have soem one creative enough to come up with other things,... resorting to them is terrible

iPlop

holystungun9 wrote: »

In your gold suit I suppose??

With a cigar and a monocle eye piece.

SV

Absolutely nothing. Haven't seen this so called recession at all!

slapbangwallop

holystungun9 wrote: »

In your gold suit I suppose??

platinum, you chav!

Craebear

No more sky movies (never watched anyway).
No more trips to Super-Valu (ALDI now).

galwayrush

Getting my hair cut,

fat__tony

SV wrote: »

Absolutely nothing. Haven't seen this so called recession at all!

Aren't you the lucky one then?

Acoshla

Due to managing to only really get any sort of proper job after the recession started I have more money than I ever had before, and loads of things are cheaper now too, it's great! Two holidays this year for the first time ever, figure I might as well, never know what might happen next year.

El Siglo

mikemac wrote: »

I used to spend a lot on taxis

Not anymore

Sure the regulator put up the prices just as things started to head downwards
Strange

Too damn expensive anyway so it's something I cut back on

Interesting isn't it, how we have an oversupply of taxis (or so they complain) and yet the regulator puts the prices up? Fucking joke.

I've always been poor so nothing much has changed.

Snowie

4 ply toilet paper

Amigomenor

Cut back on having to listen to people talking rubbish about profits they had made off their property!

emeraldstar

Honestly, nothing.

Radharc na Sleibhte

Ive stopped buying rocket and just eat normal iceberg lettuce.
Shudder.

mfceiling

Brazzers, coke and heroin...

Standard Toaster

Nightmare loike. I had to release the hounds on one of my butlers only last week and let him go.

themadchef

Standard Toaster wrote: »

Nightmare loike. I had to release the hounds on one of my butlers only last week and let him go.

Rather!



\ Snorts

mytwocents

I've cut back on almost everything since the recession to be honest. I'd spend way less on clothes now (if I bought something now and only wore it once I'd actually feel very guilty, whereas in the past that didn't bother me), don't really buy magazines, rarely newspapers, spend less on eating out and holidays away.

IvaBigWun

Nothing really except print media. Everything in print is online for free!

flutterflye

Nothing, because I was just as poor before the recession.

mickydoomsux

I've cut back on nothing because i was a cheapskate during the recession anyway and i got a new job in my company in 2009.

It means i could buy a house in March 2010 for half nothing after renting for 6 or 7 years and i bought a new car this February. Stuff is cheap as chips now and people like me who saved a few bob while everyone else was spending money they didn't have are loving it.

I can pay my mortgage on a good bit less than a weeks wages. I'll have it paid off after about half the term i reckon. This is the best recession ever

Cill Dara Abu

Sexy time with Mrs. Elessar

fat__tony

mickydoomsux wrote: »

I've cut back on nothing because i was a cheapskate during the recession anyway and i got a new job in my company in 2009.

It means i could buy a house in March 2010 for half nothing after renting for 6 or 7 years and i bought a new car this February. Stuff is cheap as chips now and people like me who saved a few bob while everyone else was spending money they didn't have are loving it.

I can pay my mortgage on a good bit less than a weeks wages. I'll have it paid off after about half the term i reckon. This is the best recession ever

Best recession ever? I think the 450,000 people unemployed would beg to differ.

Still, its all about me, me, me, eh? :rolleyes:

Oh_Noes

The amount of tax I pay.

SV

fat__tony wrote: »

Aren't you the lucky one then?

Eh..yeah?

Minstrel27

Elessar wrote: »

What have you cut back on and how much have you saved since the recession kicked in?

I am earning substantially more since before the recession.

Badly Drunk Boy

I haven't cut back on anything since the recession kicked in. I was never silly about spending money, unlike some people in the so-called boom years, and I don't have a car or children to drain my funds.

In fact, there are two areas that I'm spending more money on. Since I started using ww.just-eat.ie I've been getting a lot more take-aways, something that I rarely did previously. The second area is a bit more sensible. I've been over-paying my mortgage for over a year so that'll be paid off a good while before it's supposed to be (2017).

VenusPlays

Nice for some that they havent had to cut back. I wish it was the case for everyone. For me its largely about cutting out the treats that I was only just starting to afford, no more buying books, magazines on a whim, no coffees or the occasional lunch or dinner out. But I am grateful that I can pay my mortgage and my bills when others can't!

OneArt

My standard of living has always been the same, I save a lot and generally can live on quite little. As long as the rent's paid and there's money for food/drinks it's grand. Usually buy clothes only when I need them. I hate spending money on useless sh!t.

I also hate when people try and encourage me to go to a specific place "It's only 10 euro in!" Yeah and that's five beers I could buy in the shop. Or go somewhere cheaper and still have money.

thebuzz

Pints and doing leisure things that costs money.

G_R

fat__tony wrote: »

Best recession ever? I think the 450,000 people unemployed would beg to differ.

Still, its all about me, me, me, eh? :rolleyes:

Yeah, damn him and his being smart and not spending every cent he has.

My Standard of Living has also improved, I'm a student so I still live with my mam, and my jobs is secure so I'm happy enough.

I even bought a car recently

For me, Life ain't to bad of late.

However I did just recently get a girlfriend, she's bleeding me dry, but tis worth it

orourkeda

mikemac wrote: »

I thought we were out of recession anyway

Have we turned another corner?

CopperPipe

Getting drunk and f*cking bitches

Rockery Woman

VenusPlays wrote: »

Nice for some that they havent had to cut back. I wish it was the case for everyone. For me its largely about cutting out the treats that I was only just starting to afford, no more buying books, magazines on a whim, no coffees or the occasional lunch or dinner out. But I am grateful that I can pay my mortgage and my bills when others can't!

Same here, me and my husband really have to watch the pennies now. He only works part-time now. We are fortunate I have a full-time job, but with our mortgage interest rate increasing it stops us doing the things we used to do. Eating out, coffees etc are not part of our lives anymore.

Im grateful too that we can pay our mortgage