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Paying credit card

  • 16-08-2011 3:58pm
    #1
    touchwood
    Registered Users, Registered Users 2 Posts: 222 ✭✭


    Hi I have a credit card with mbna and have a balance circa 4k I'm going to pay it off completely and close the account, was just wondering if I should chance my arm and ask for a few quid off the balance if paying it off. Has anyone dine this?


Comments

  • #2
    Toots
    Administrators, Business & Finance Moderators, Society & Culture Moderators Posts: 16,957 Admin ✭✭✭✭✭Toots


    You could always ask, but chances are they're going to say no unless it's a case where the card debt is going to be written off altogether and they're happy to get anything back.


  • #3
    Oral Surgeon
    Registered Users, Registered Users 2 Posts: 3,240 ✭✭✭Oral Surgeon


    touchwood wrote: »
    Hi I have a credit card with mbna and have a balance circa 4k I'm going to pay it off completely and close the account, was just wondering if I should chance my arm and ask for a few quid off the balance if paying it off. Has anyone dine this?

    Not a hope in hell, if word got out that you could bargain your way out of your CC debt- then everyone would be at it....
    No, they'll just keep adding on crazy interest %% until you cough up the monies....

    OS


  • #4
    Caroline_T
    Registered Users, Registered Users 2 Posts: 21 ✭Caroline_T


    Plus good look in trying to pay it off, I have been blessed and my dad gave me money to pay off loans and credit cards and talk about the hassle paying them off in full. :mad:


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