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123.ie insurance

  • 29-07-2011 9:29am
    #1
    gustafo
    Registered Users, Registered Users 2 Posts: 1,759 ✭✭✭


    Hi,

    123 have just sent out my renewal quote for this year, on the no claims bonus page that they sent me it says that i have 6 years no claims, i checked last years quote and that also says 6 years,

    Is this a mistake should they of put 7 years or do they stop at 6?

    so if somebody has been driving for 15 years no claims are insurance company's supposed to put that down on there no claims bonus?

    just looking to find out as i want to shop around


Comments

  • #2
    MugMugs
    Registered Users, Registered Users 2 Posts: 17,875 ✭✭✭✭MugMugs


    gustafo wrote: »
    Hi,

    123 have just sent out my renewal quote for this year, on the no claims bonus page that they sent me it says that i have 6 years no claims, i checked last years quote and that also says 6 years,

    Is this a mistake should they of put 7 years or do they stop at 6?

    so if somebody has been driving for 15 years no claims are insurance company's supposed to put that down on there no claims bonus?

    just looking to find out as i want to shop around

    The NCB discount scale runs from 0 to 5. 6 is used to ascertain if an individual is above the 5 year mark.

    You can get no higher than you are. ( in NCB terms that is :p )


  • #3
    gustafo
    Registered Users, Registered Users 2 Posts: 1,759 ✭✭✭gustafo


    MugMugs wrote: »
    The NCB discount scale runs from 0 to 5. 6 is used to ascertain if an individual is above the 5 year mark.

    You can get no higher than you are. ( in NCB terms that is :p )

    oh ok thanks

    so when i call up other insurance company's for a quote i will just say 6 year's NCB?


  • #4
    MugMugs
    Registered Users, Registered Users 2 Posts: 17,875 ✭✭✭✭MugMugs


    gustafo wrote: »
    oh ok thanks

    so when i call up other insurance company's for a quote i will just say 6 year's NCB?

    Yes.

    You can tell them you have 7 years Claim Free Driving experience if you want. :)


  • #5
    gustafo
    Registered Users, Registered Users 2 Posts: 1,759 ✭✭✭gustafo


    MugMugs wrote: »
    Yes.

    You can tell them you have 7 years Claim Free Driving experience if you want. :)

    Cheers mate:)


  • #6
    stevenmu
    Moderators, Society & Culture Moderators Posts: 9,689 Mod ✭✭✭✭stevenmu


    Quick tip: I renewed with 123 the other week, rang around and no one bet their price. Chanced my arm on their website, got a better quote than their renewal one, rang them up and renewed for €50 cheaper :)


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  • #7
    spiggotpaddy
    Registered Users, Registered Users 2 Posts: 873 ✭✭✭spiggotpaddy


    i got my renewal quote from 123, who are now going through RSA 386 euro
    i got a quote from tesco who also go through RSA 249 euro

    you should always check around for a better price.


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