New car -no tax/ins

Kev_ps3

If you just bought a car and you had no tax and insurance would a Guard let you off? Just wondering.

Berty

No Tax. Most likely within a few days of purchase of course.

No Insurance. Hardly. Why would you drive off the forecourt without Insurance?

_Conrad_

Transfer your insurance onto that car then drive it, or get someone who has at least 3rd party cover on other cars (a lot of fully comp insurance policies have that). You will NOT get away with saying you've just bought it and have no insurance yet.

You most likely will get away with the tax alright, apart from a telling off. Then again if you met the wrong gard you may be in trouble

vectra

Kev_ps3 wrote: »

If you just bought a car and you had no insurance would a Guard let you off? Just wondering.

Are you nuts..??

bladespin

No tax, can't really tax it until it's in your name, takes a few days to get the logbook sorted.

No insurance, no excuse, very little chance a garda would turn a blind eye to that, rightly so.

biko

I can't speak for any guards but if I was a guard and you came motoring along with no discs whatsoever, then I would probably fine you.

Yakuza

That happened me in 2002, I was out on a Friday evening after picking up my brand new Golf, I met a checkpoint on Gardiner Street. Told the garda I had just bought the car that afternoon and she waved me straight through. I had transferred my insurance beforehand, mind.

You would hardly expected to have an insurance disc from when you're just after picking up the car (nor a tax disc if it's a new car). However, you should have informed your insurance company about the new car (make, model, reg etc) and paid any change in premium etc before picking up the new car (if you already had a policy on a previous car), or should have taken out a new policy with a start date of the day you pick up the car if it is your first car.

Having no insurance at all is a no-no.

bazz26

No tax is understandable within a certain length of time on a new car due to the process involved in getting it onto the system. No insurance is not allowed as insurance can be arranged or transferred over from your previous car via online or a phone call to the insurance company.

Also you would want to be really daft driving a brand new car home without having it insured.

CharlieCroker

biko wrote: »

I can't speak for any guards but if I was a guard and you came motoring along with no discs whatsoever, then I would probably fine you.

I can tell you it won't be just a fine for no insurance, you'll be walking home after seeing your car go on the back of a truck and getting a subsequent court summons which will result in a hefty fine and (judge dependant) a driving ban!

mickdw

CharlieCroker wrote: »

I can tell you it won't be just a fine for no insurance, you'll be walking home after seeing your car go on the back of a truck and getting a subsequent court summons which will result in a hefty fine and (judge dependant) a driving ban!

and rightly so. However perhaps the OP just meant no discs displayed. That is a different situation and in reality, you should be ok. Most likely have to produce insurance though.

Paddy001

You should be able to transfer your insurance over to the new car and you can tax it online using the last 4 digits of the chassis number as the PIN

Marcusm

I think you'd be mad to buy a car and drive it away without insurance. In the UK, the seller is not allowed to sell you the car unless it's taxed and it can't be taxed without an insurance cert - major dealers will generally provide 7 day no cost insurance to speed a sale.

Hope this sort of rule comes in here soon. My mother bought a secondhand car a couple of years ago with the warranty that it had an NCT for 10 months but in fact they'd never put it through. Cowboys with a nice premises on Merrion Road.