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Best insurance for iPhone

  • 30-06-2011 11:02am
    #1
    candy_pants
    Closed Accounts Posts: 140 ✭✭


    As the title suggests, I'm wondering about best insurance options. I'm with Meteor so is it wise to keep insurance with same company as network? Are their Ts&Cs reasonable?
    This is the run down from their site but the payouts look a bit stingey.

    http://www.meteor.ie/plans/protect_your_mobile/insurance/


Comments

  • #2
    padraig_f
    Registered Users, Registered Users 2 Posts: 3,323 ✭✭✭padraig_f


    The best insurance is no insurance. They only offer it because they make money out of it, ergo you lose money.

    It's different from insuring a house where losing it might bankrupt you, there should be no need to insure things you could reasonably replace.


  • #3
    naasrd
    Registered Users, Registered Users 2 Posts: 2,408 ✭✭✭naasrd


    I'm with padraig on this. I insure nothing. If I lose or break something I take it on the chin, man up and move on.


  • #4
    CathalDublin
    Registered Users, Registered Users 2 Posts: 4,147 ✭✭✭CathalDublin


    Same, I wouldn't bother, €66 excess on the policy, and most insurers will take the phone for at least 2 days to fix. I'd say keep your phone away from the toilet and in a decent case and save the €10+ per month.


  • #5
    Eire Go Brach
    Registered Users, Registered Users 2 Posts: 1,384 ✭✭✭Eire Go Brach


    Insure it if you can afford it. €40 to add on to my fbd contents. No excess for me.


  • #6
    CathalDublin
    Registered Users, Registered Users 2 Posts: 4,147 ✭✭✭CathalDublin


    Eire Go Brach wrote: »
    Insure it if you can afford it. €40 to add on to my fbd contents. No excess for me.
    Does that not just cover theft?


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  • #7
    barryd09
    Registered Users, Registered Users 2 Posts: 1,581 ✭✭✭barryd09


    i have insurance from fonesure with 3,phone was robbed in spain and i had it replaced,not without a fight though it has to be said.
    read the T&C's....then read them again.


  • #8
    yllw.ldbttr
    Registered Users, Registered Users 2 Posts: 1,678 ✭✭✭yllw.ldbttr


    The best insurance is free insurance!

    On the off chance that you have an Ulster Bank uFirst account then you can get free smartphone insurance up to the value of €1250.
    This change was just recently introduced.

    I'm on o2 with an iphone4 so this saves me €13 per month.


  • #9
    maxtiny
    Registered Users, Registered Users 2 Posts: 47 ✭maxtiny


    I had my iphone3 stolen, was in a local restaurant and a guy opened the door and grabbed my bag and ran!! Regarding the insurance, I am insured with carphone warehouse (€13 pm), within 5 working days I had a new iphone4 (because they no longer stocked the iphone3). The excess was €40 so overall I think it was good value for money


  • #10
    LilMissCiara
    Registered Users, Registered Users 2 Posts: 2,292 ✭✭✭LilMissCiara


    Insurance is well worth it imo.

    My iPhone got lost/stolen and I had insurance with o2 (the insurance company weren't absolute idiots but I got it sorted through the o2 forum) and I got a new one.

    That one then broke and I got a replacement.

    Well worth the €8 a month considering the price of buying them new.


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