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canceling upc and esb direct debits

  • 28-06-2011 6:57pm
    #1
    shadowcomplex
    Closed Accounts Posts: 4,097 ✭✭✭


    I am moving out of my apartment and I want to cancel my upc and esb direct debits, is it just a matter of telling the bank to cancel them or do I I have to write to them or is it a case where the esb and upc have to tell them?


Comments

  • #2
    Pablo Sanchez
    Closed Accounts Posts: 1,207 ✭✭✭Pablo Sanchez


    Your free to cancel your DD's at any time, if you have online banking then you can do it there. The bank will warn you to inform the companies as well.

    Good idea to contact UPC/ESB and let them know it is cancelled so you can arrange your final payments with another method.


  • #3
    shadowcomplex
    Closed Accounts Posts: 4,097 ✭✭✭shadowcomplex


    if I cancel it online ,can I reactivate it aswell?


  • #4
    Pablo Sanchez
    Closed Accounts Posts: 1,207 ✭✭✭Pablo Sanchez


    shadowcomplex wrote: »
    if I cancel it online ,can I reactivate it aswell?

    No, not online, you will need to complete a new direct debit mandate from each of the companies.


  • #5
    chris85
    Registered Users, Registered Users 2 Posts: 4,502 ✭✭✭chris85


    DD's should be cancelled with company only.


  • #6
    ostrich
    Registered Users, Registered Users 2 Posts: 32 ✭ostrich


    chris85 wrote: »
    DD's should be cancelled with company only.

    correct :)


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  • #7
    McWotever
    Registered Users, Registered Users 2 Posts: 202 ✭✭McWotever


    ostrich wrote: »
    correct :)

    Eh, incorrect!

    Cancel them with both. I've been stung a few times with DD's from companies who I cancelled with. You've no comeback if you haven't informed your bank. The company involved will just deny you rang them.


  • #8
    chris85
    Registered Users, Registered Users 2 Posts: 4,502 ✭✭✭chris85


    McWotever wrote: »
    Eh, incorrect!

    Cancel them with both. I've been stung a few times with DD's from companies who I cancelled with. You've no comeback if you haven't informed your bank. The company involved will just deny you rang them.

    You can let the bank know but procedure is to cancel with the company. If they deny you cancelled it that is a whole different kettle of fish and you should report them.


  • #9
    ArtSmart
    Registered Users, Registered Users 2 Posts: 5,614 ✭✭✭ArtSmart


    if you're hoping to re-connect at another address, def tell companies. if not, well bank first, co.s second in my exp.


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