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Tracker Query

  • 17-05-2011 8:30am
    #1
    Darragho
    Registered Users, Registered Users 2 Posts: 40 ✭


    Hi all,

    A number of years ago My Wife and I had a a tracker however we went fixed for a period of 3 years and when we were taken off the fixed we were put back on to variable rate and not the tracker, we were recently just reviewing old letters we had from the bank PTSB.

    Would we have grounds now for fighting this and looking for the tracker to be reinstated?

    The reason we spotted it was we are in the process of switching mortgage and came across the letter from PTSB.

    Thanks for your help


Comments

  • #2
    chris85
    Registered Users, Registered Users 2 Posts: 4,502 ✭✭✭chris85


    Darragho wrote: »
    Hi all,

    A number of years ago My Wife and I had a a tracker however we went fixed for a period of 3 years and when we were taken off the fixed we were put back on to variable rate and not the tracker, we were recently just reviewing old letters we had from the bank PTSB.

    Would we have grounds now for fighting this and looking for the tracker to be reinstated?

    The reason we spotted it was we are in the process of switching mortgage and came across the letter from PTSB.

    Thanks for your help

    When you came off your fixed where you given options to with? You may have been given fixed, variable and tracker option.

    Variable were lower then and a lot of people went onto these.

    There is recent communication from central bank that a lot of people were not informed of the implications of decisions and have ordered banks to put these people back on trackers and compensate also for period they were on variable rate.


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