Advertisement
If you have a new account but are having problems posting or verifying your account, please email us on hello@boards.ie for help. Thanks :)
Hello all! Please ensure that you are posting a new thread or question in the appropriate forum. The Feedback forum is overwhelmed with questions that are having to be moved elsewhere. If you need help to verify your account contact hello@boards.ie
Hi there,
There is an issue with role permissions that is being worked on at the moment.
If you are having trouble with access or permissions on regional forums please post here to get access: https://www.boards.ie/discussion/2058365403/you-do-not-have-permission-for-that#latest

Credit Card / Government Levy Charge

  • 06-04-2011 12:46pm
    #1
    dinnynora
    Registered Users, Registered Users 2 Posts: 22 ✭


    Hi,

    I have just noticed that I have received the annual government charge on my credit card for €30.

    My credit card expired in May 2010. I cleared the balance on my credit card last week, approx March 28th 2011. As far as I remember I actually haven't used my credit card since January 2010.

    Is the charge a year in arrears, as in this charge is for April 2010 to April 2011? I haven't used the card in that period, although funds were owing on it up until recently.

    Is it right that I get this annual charge on my credit card or should I contest this with the bank.


    Any advice would be greatly appreciated,

    Thanks
    Tagged:


Comments

  • #2
    RachaelVO
    Registered Users, Registered Users 2 Posts: 3,108 ✭✭✭RachaelVO


    AFAIK once you have a credit card, and it's valid it gets charged the govt charge, it doesn't matter if you're not using it. I could be wrong, but I'm pretty sure that's it!


  • #3
    SteM
    Registered Users, Registered Users 2 Posts: 7,040 ✭✭✭SteM


    You're correct. It's a government charge on every credit card.


  • #4
    dinnynora
    Registered Users, Registered Users 2 Posts: 22 ✭dinnynora


    The thing is though, it's expired & has been since May 2010. So it has been well over a year since it was last used.


  • #5
    SteoL
    Closed Accounts Posts: 1,545 ✭✭✭SteoL


    dinnynora wrote: »
    The thing is though, it's expired & has been since May 2010. So it has been well over a year since it was last used.

    There it is so! Had it expired in March you'd have been fine. APR is when the fee applies (which would have been in line with the old tax calendar). So if the card was used (or had a balance) between April and May 2010 govt duty is charged.


Advertisement