Swapping to a smaller engine?

mantaman

Just wondering is it huge job to get logbook changed if dropping from 1.6 to 1.1 or 1.3? Has anybody here done something similar?

Also, what would the insurance implications be, in say an XR2 or XR3 but a standard 1.3 engine in it. Would insurance companies still quote based on chassis no.?

_Conrad_

I'm predisposed to being quite cynical about questions like this, as they usually are a veiled version of "can i dodge tax and insurance costs by saying i've a smaller engine than i have?"

but if the insurance company is on the ball, they will probably want more money, because you've modified the car, and it was already a "sporty" model in the first place, thus loading it with higher risk to start out with.

You'd be better off to buy a 1.3 escort and put xr3i stuff on it if you really wanted the look of the car but with cheaper tax and insurance.

As for the rax office, these days they will probably ask for some kind of proof. as they don't like people changine engine sizes on taxbooks as it's often not genuine. Just look at the amount of ads for cars onlien which say "only 1.3 on book" and similar things to that

Testament1

If it was carried out professionally and you got an engineers report to verify it then the insurance company and tax office should be happy.

_Conrad_

Testament1 wrote: »

If it was carried out professionally and you got an engineers report to verify it then the insurance company and tax office should be happy.

well, yes, but they'd be even more happy than originally as they'd surely be taking more money from you after you'd modified your car, which you have to remember they really really like to charge extra for

Testament1

But a smaller, less powerful engine is less risk which should equate to a lower premium. Only way to find out for sure is to ring them up and ask them.