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house insurance???

  • 22-02-2011 3:58pm
    #1
    soconfused.com
    Closed Accounts Posts: 4 ✭


    hi there, can anyone advise me?myself and my husband live in a cottage about 130 years old we have owned it for a little over 3 years now.the roof is made up of thatch , apotheoses and galvanised sheeting(i know i know):o last night some sheets blew off and the rain just ran straight into our living room,there is now water running down our walls and the whole house is a mess.my husband went up on the roof to have a look and it seems where the thatch is, underneath the sheeting, the rafters are rotting.does anyone know if we can claim off our home insurance to get the roof completely replaced?
    thanks:confused:
    Post edited by Shield on


Comments

  • #2
    Tallon
    Closed Accounts Posts: 22,565 ✭✭✭✭Tallon


    Bravo


  • #3
    D
    Registered Users, Registered Users 2 Posts: 2,174 ✭✭✭D


    This is the 3rd time this week. *facepalm*


  • #4
    soconfused.com
    Closed Accounts Posts: 4 ✭soconfused.com


    sorry??did i post this in the wrong place??:o


  • #5
    Tallon
    Closed Accounts Posts: 22,565 ✭✭✭✭Tallon


    Nope. You couldn't have posted in a better forum


  • #6
    Daemos
    Closed Accounts Posts: 7,645 ✭✭✭Daemos


    soconfused.com wrote: »
    hi there, can anyone advise me?myself and my husband live in a cottage about 130 years old we have owned it for a little over 3 years now.the roof is made up of thatch , apotheoses and galvanised sheeting(i know i know):o last night some sheets blew off and the rain just ran straight into our living room,there is now water running down our walls and the whole house is a mess.my husband went up on the roof to have a look and it seems where the thatch is, underneath the sheeting, the rafters are rotting.does anyone know if we can claim off our home insurance to get the roof completely replaced?
    thanks:confused:
    Hi, welcome to boards :)

    The Feedback forum is for site feedback, not feedback on anything in general. You'll probably get the answer you want in the Banking & Insurance & Pensions forum :)
    Tallon wrote: »
    Bravo
    D wrote: »
    This is the 3rd time this week. *facepalm*
    Cut her a bit of slack, will ya? First post on boards and you slag her off for posting in the wrong forum? Not cool. You were newbies once as well, and I'm sure you made plenty of mistakes.


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  • #7
    Tallon
    Closed Accounts Posts: 22,565 ✭✭✭✭Tallon


    Not slagging, I'm assuming they're a spammer what with the URL username :rolleyes:

    Could be wrong though


  • #8
    soconfused.com
    Closed Accounts Posts: 4 ✭soconfused.com


    Daemos wrote: »
    Hi, welcome to boards :)

    The Feedback forum is for site feedback, not feedback on anything in general. You'll probably get the answer you want in the Banking & Insurance & Pensions forum :)


    Cut her a bit of slack, will ya? First post on boards and you slag her off for posting in the wrong forum? Not cool. You were newbies once as well, and I'm sure you made plenty of mistakes.


    oh mortified!!thanks Daemos:)


  • #9
    Daemos
    Closed Accounts Posts: 7,645 ✭✭✭Daemos


    Tallon wrote: »
    Not slagging, I'm assuming they're a spammer what with the URL username :rolleyes:

    Could be wrong though
    In that case I direct your attention here

    Looks like this fad blissfully passed you by ;)


  • #10
    Tallon
    Closed Accounts Posts: 22,565 ✭✭✭✭Tallon


    Daemos wrote: »
    In that case I direct your attention here

    Looks like this fad blissfully passed you by ;)
    Facepalm.JPEG


  • #11
    AckwelFoley
    Registered Users, Registered Users 2 Posts: 12,555 ✭✭✭✭AckwelFoley


    soconfused.com wrote: »
    hi there, can anyone advise me?myself and my husband live in a cottage about 130 years old we have owned it for a little over 3 years now.the roof is made up of thatch , apotheoses and galvanised sheeting(i know i know):o last night some sheets blew off and the rain just ran straight into our living room,there is now water running down our walls and the whole house is a mess.my husband went up on the roof to have a look and it seems where the thatch is, underneath the sheeting, the rafters are rotting.does anyone know if we can claim off our home insurance to get the roof completely replaced?
    thanks:confused:

    House insurance doesnt cover renovations ie, you need to replace the old rafters due to age, not due to any inconceivable accident

    Check your policy but im pretty sure im 99.9% correct.

    Your insurance may cover the rain damage, but they could of course use the fact that the rafters were rotten as an excuse that the house wasnt kept in decent repair.

    Insurance companies enjoy finding new ways to screw people.


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  • #12
    Beruthiel
    Moderators, Social & Fun Moderators Posts: 42,362 Mod ✭✭✭✭Beruthiel


    Tallon, you're a bold boy.


This discussion has been closed.
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