Advertisement
If you have a new account but are having problems posting or verifying your account, please email us on hello@boards.ie for help. Thanks :)
Hello all! Please ensure that you are posting a new thread or question in the appropriate forum. The Feedback forum is overwhelmed with questions that are having to be moved elsewhere. If you need help to verify your account contact hello@boards.ie
Hi there,
There is an issue with role permissions that is being worked on at the moment.
If you are having trouble with access or permissions on regional forums please post here to get access: https://www.boards.ie/discussion/2058365403/you-do-not-have-permission-for-that#latest

Brian Walsh

  • 14-02-2011 7:59pm
    #1
    Closed Accounts Posts: 13,252 ✭✭✭✭


    I know very little about this guy....


«1

Comments

  • Registered Users, Registered Users 2 Posts: 2,985 ✭✭✭skelliser


    he used to work for anglo and owns loads of property around town.

    an ideal candidate for the dail!!


  • Registered Users, Registered Users 2 Posts: 1,547 ✭✭✭sgthighway


    Labour have a candidate who use to work for Anglo too. People have to work somewhere. I think Brian left Anglo in 2004.
    (Yes I do know him)


  • Registered Users, Registered Users 2 Posts: 9,031 ✭✭✭Lockstep


    sgthighway wrote: »
    Labour have a candidate who use to work for Anglo too. People have to work somewhere. I think Brian left Anglo in 2004.
    (Yes I do know him)

    Which Labour candidate worked for Anglo?


  • Registered Users, Registered Users 2 Posts: 1,547 ✭✭✭sgthighway


    Lockstep wrote: »
    Which Labour candidate worked for Anglo?
    Arthur Spring


  • Closed Accounts Posts: 13,252 ✭✭✭✭Madame Razz


    sgthighway wrote: »
    Arthur Spring

    That's hardly relevant to the Galway city thread now is it?? And it's not like the Spring family have any previous connections to Labour :rolleyes:


  • Advertisement
  • Registered Users, Registered Users 2 Posts: 1,547 ✭✭✭sgthighway


    That's hardly relevant to the Galway city thread now is it?? And it's not like the Spring family have any previous connections to Labour :rolleyes:

    This is not a local election and not just relevant to Galway City.


  • Closed Accounts Posts: 13,252 ✭✭✭✭Madame Razz


    sgthighway wrote: »
    This is not a local election and not just relevant to Galway City.

    However, there isn't much point even mentioning a candidate running in Kerry North in a thread which relates to the Galway West constituency, and about a candidate running in said constituency.


  • Registered Users, Registered Users 2 Posts: 767 ✭✭✭fmul9798


    Didn't someone post more detail on his background i.e. property speculation, something about assisting or advising developers etc too?
    Saying he left Anglo in 2004 is not sufficient - wasnt he there for quite a while?


  • Registered Users, Registered Users 2 Posts: 1,547 ✭✭✭sgthighway


    IMO its not sufficient to come on here and speculate about any of the candidates. Too many people hiding behind usernames and running a smear campaign against some of them. Likewise people registering multiple accounts to defend the same candidate. Politics belongs in the Politics Forum. Just my 2 cents.

    Anybody living in Galway should know the work or lack of work these candidates have done as Councillors, Community Activists, etc. and be able to pick who they should think gets elected and not be making judgement on what they read on boards.ie or even flyers that are published by the Political Parties.

    Not all politicians look for the recognition for the work they do whereas some of a fetish about been on the radio, writing letters and having their photo taken.


  • Banned (with Prison Access) Posts: 31,117 ✭✭✭✭snubbleste


    Yeah that was me
    Phoenix magazine article - Brian’s background is in finance, having worked in corporate banking for National Irish Bank for four years until 1998, before joining Anglo Irish Bank as an assistant banking manager in Galway. He left a year later to set up a financial consultancy, called Burke Tarpey Walsh Financial Services, and became directly involved in the property game himself, acquiring no less than nine apartments from around 1999 to 2004..These days with the property market in tatters Walsh is a fulltime councillor, with his consultancy having ceased trading in July 2009..

    Cllr. Brian Walsh has 10 residential properties, located in Wellpark, Briarhill, Mervue, Sligo, and Dublin. And is the part owner of units in the Mervue Industrial Estate, the Parkmore Industrial Estate, and the Briarhill Business Park; and that he has full planning permission for one detached residential unit in Merlin Park http://www.advertiser.ie/galway/article/30324

    Btw that is in addition to his home in Drum, outside the city boundary.


  • Advertisement
  • Closed Accounts Posts: 1,210 ✭✭✭dolphin city


    i blatently REFUSE to vote for someone that has multiple properties or has been involved in anglo.

    Multiple properties = GREED pure and simple

    you can only sit your arse on one toilet at a time.


  • Registered Users, Registered Users 2 Posts: 2,567 ✭✭✭mloc


    i blatently REFUSE to vote for someone that has multiple properties...

    ...Multiple properties = GREED pure and simple.

    Bit of a chip on your shoulder that someone actually made some money and bought a few houses? Should everyone just be happy with being mediocre and having the exact same as everyone else?


  • Registered Users, Registered Users 2 Posts: 767 ✭✭✭fmul9798


    Don't see how any of this thread is a smear campaign. This contains published facts which for some reason many Galway people are unaware of. Candidates seem to think their background doesn't count, and that they can keep these facts under the table. I for one think snubbleste's information deserves due consideration.


  • Closed Accounts Posts: 1,210 ✭✭✭dolphin city


    ya I do have a very large chip on my shoulder re. property developers trying to get into politics - its all about greed and don't ever think otherwise.

    I would rather someone going into politics that has no other agenda but to be in there for the common good of the people. Not as a sideline to their greed mongering.

    Thats my opinion and I'm sticking to it - and you won't change my mind - call me what you will


  • Registered Users, Registered Users 2 Posts: 2,567 ✭✭✭mloc


    ya I do have a very large chip on my shoulder re. property developers trying to get into politics - its all about greed and don't ever think otherwise.

    I would rather someone going into politics that has no other agenda but to be in there for the common good of the people. Not as a sideline to their greed mongering.

    Thats my opinion and I'm sticking to it - and you won't change my mind - call me what you will

    I won't call you anything - there is no need.

    I would however say I'd rather have successful business people running the country than someone who's business experience runs as far as filling out a dole form or organising an environmental protest.


  • Closed Accounts Posts: 1,210 ✭✭✭dolphin city


    there's a difference between successful business people and opportunists.

    Are you of the opinion that someone on the dole is useless? Shame. go have a look one of the days.


  • Closed Accounts Posts: 10,025 ✭✭✭✭-Corkie-


    He is my wifes cousin..


  • Registered Users, Registered Users 2 Posts: 2,567 ✭✭✭mloc


    Are you of the opinion that someone on the dole is useless?

    Nope, absolutely not. My point was that if someone's business experience was limited to being on the dole, having done nothing else, then I would not want them in government.


  • Moderators, Technology & Internet Moderators Posts: 7,423 Mod ✭✭✭✭pleasant Co.


    ya I do have a very large chip on my shoulder re. property developers trying to get into politics - its all about greed and don't ever think otherwise.

    I would rather someone going into politics that has no other agenda but to be in there for the common good of the people. Not as a sideline to their greed mongering.

    Thats my opinion and I'm sticking to it - and you won't change my mind - call me what you will

    I'd vote for you :cool:


  • Registered Users, Registered Users 2 Posts: 1,885 ✭✭✭PomBear


    His history and his party are a recipe for disaster, no chance he'll get a vote in my house


  • Advertisement
  • Closed Accounts Posts: 6,414 ✭✭✭kraggy


    Is there a credit history test for candidates in the General Election? In Britain, maybe here too, you can't join the police force if you've a bad credit history as you would be seen to be liable to influence from the wrong quarters.

    Does the same apply for candidates in the election? If his consultancy firm stopped trading as stated in the post earlier in this thread, and his only regular income is from councillor expenses, does that not provide the possibility that he's going for election for the wrong reasons?

    Maybe his financial situation is ok but I would hope that ALL candidates' credit histories are clarified before election to Dáil Eireann.


  • Banned (with Prison Access) Posts: 31,117 ✭✭✭✭snubbleste


    kraggy wrote: »
    Is there a credit history test for candidates in the General Election? In Britain, maybe here too, you can't join the police force if you've a bad credit history as you would be seen to be liable to influence from the wrong quarters. .....
    Maybe his financial situation is ok but I would hope that ALL candidates' credit histories are clarified before election to Dáil Eireann.

    That's hilarious kraggy!
    Write to him and ask, contact details on the galwaycity.ie website. While you are at it, ask Frank Fahey the same question, I'd be really interested in his financial situation.


  • Closed Accounts Posts: 1,210 ✭✭✭dolphin city


    mloc wrote: »
    Nope, absolutely not. My point was that if someone's business experience was limited to being on the dole, having done nothing else, then I would not want them in government.

    i don't think anyone who leaves school early to get straight on the dole would be interested in politics do you? However your above statements reads like you have a problem with people on the dole, as you do with somebody who protests for a cause.

    If that IS the case, then you should broaden your thinking a little bit.


  • Registered Users, Registered Users 2 Posts: 1,032 ✭✭✭McTigs


    mloc wrote: »
    I won't call you anything - there is no need.

    I would however say I'd rather have successful business people running the country than someone who's business experience runs as far as filling out a dole form or organising an environmental protest.
    Property speculators are not business people, most of them were merely bandwagon jumpers who were betting on a sure thing. Most have now lost their knickers and i'm not sorry cos all the property boom did was price ordianary people looking for a home out of the market. At least successful business people create wealth and employment. Property speculators don't create jack ****.

    We certainly don't need them in our parliment trying to cover their losses.

    And no i'm not just jealous, i've got plenty of money thanks very much.


  • Registered Users, Registered Users 2 Posts: 611 ✭✭✭brianwalshcork


    I know very little about this guy....

    Cool name anyway!


  • Registered Users, Registered Users 2 Posts: 5,301 ✭✭✭gordongekko


    mloc wrote: »
    I would however say I'd rather have successful business people running the country

    Rules Walsh out so who are you voting for??


  • Registered Users, Registered Users 2 Posts: 767 ✭✭✭fmul9798


    Shocked to see predictions that this candidate will actually get elected. Seems to be keeping the truth of his past and property ownership very much under wraps away from most people - or perhaps people just aren't interested in a candidate's background.
    I see the campaign site lists him as currently running a financial business - I thought this had ceased trading some time ago?

    Would have thought years at Anglo + property speculation + advising developers would have concerned some. I guess not, which explains so many years of FF in power

    Pity McCormack wasn't selected instead - would have had my vote.


  • Registered Users, Registered Users 2 Posts: 2,892 ✭✭✭Head The Wall


    I have some info which shows some sneaky property dealings by Walsh. I'll post the full details when I get home this evening.


  • Registered Users, Registered Users 2 Posts: 217 ✭✭yeehaw


    I have some info which shows some sneaky property dealings by Walsh. I'll post the full details when I get home this evening.

    I will alert the media. Time and venue for press conference please?


  • Advertisement
  • Registered Users, Registered Users 2 Posts: 2,567 ✭✭✭mloc


    i don't think anyone who leaves school early to get straight on the dole would be interested in politics do you? However your above statements reads like you have a problem with people on the dole, as you do with somebody who protests for a cause.

    If that IS the case, then you should broaden your thinking a little bit.

    I've no problem with "people on the dole". The term "people on the dole" covers a very wide spectrum of individuals.

    I have no problem with people who require social welfare due to illness or because they cannot under any circumstances find employment within the country.

    I do have a problem with people who use the social welfare system as an alternative to employment, those who make a limited attempt to find employment or those who decline employment because it would require relocation or has lower renumeration to what they might be used to.


  • Closed Accounts Posts: 356 ✭✭hoorsmelt


    mloc wrote: »
    Bit of a chip on your shoulder that someone actually made some money and bought a few houses? Should everyone just be happy with being mediocre and having the exact same as everyone else?

    It's a matter for concern when the person in question is a candidate for the political party which will lead the next government and which is aiming to victimise working class people with their policies of cuts, job losses and privatisations. Not to mention of course the role Anglo played in the whole collapse. Fyi I would say that this should be used against Spring and Labour too- it's a case of plus ca change with all the main political parties when it comes to shíte like this.


  • Banned (with Prison Access) Posts: 31,117 ✭✭✭✭snubbleste


    Are there any links between Walsh and the property developer [URL="[url]http://www.independent.ie/national-news/councillors-site-set-to-be-rezoned-despite-warnings-1211274.html[/url]"]Liam Mulryan[/URL] besides a share in land? - Ah ok he joined his auctioneer firm, quit six months before he got elected as a councillor in 2004 and he was his accountant who could not remember a decision at a 2001 meeting that eventually cost the taxpayer €100,000

    A brief history of Brian and an Anglo photograph

    Btw Frank Fahey was at his wedding in 2006, small world :D


  • Registered Users, Registered Users 2 Posts: 2,985 ✭✭✭skelliser


    snubbleste wrote: »
    Are there any links between Walsh and the property developer [URL="[url]http://www.independent.ie/national-news/councillors-site-set-to-be-rezoned-despite-warnings-1211274.html[/url]"]Liam Mulryan[/URL] besides a share in land? - Ah ok he joined his auctioneer firm, quit six months before he got elected as a councillor in 2004 and he was his accountant who could not remember a decision at a 2001 meeting that eventually cost the taxpayer €100,000

    A brief history of Brian and an Anglo photograph

    Btw Frank Fahey was at his wedding in 2006, small world :D

    That will do me!!

    no votes or transfers for Brian in this house!


  • Registered Users, Registered Users 2 Posts: 14,166 ✭✭✭✭Zzippy


    snubbleste wrote: »
    Are there any links between Walsh and the property developer [URL="[url]http://www.independent.ie/national-news/councillors-site-set-to-be-rezoned-despite-warnings-1211274.html[/url]"]Liam Mulryan[/URL] besides a share in land? - Ah ok he joined his auctioneer firm, quit six months before he got elected as a councillor in 2004 and he was his accountant who could not remember a decision at a 2001 meeting that eventually cost the taxpayer €100,000

    A brief history of Brian and an Anglo photograph

    Btw Frank Fahey was at his wedding in 2006, small world :D

    I wrote to all the councillors in the East Ward when that rezoning was pushed through against planners' advice, only 2 of them bothered to reply, neither of whom are councillors any more. Needless to say, I won't be voting for the couple of boys standing now who couldn't be arsed to explain their actions then.


  • Closed Accounts Posts: 6,414 ✭✭✭kraggy


    Brian Walsh was never going to get a vote from me and he still won't.


  • Advertisement
  • Registered Users, Registered Users 2 Posts: 767 ✭✭✭fmul9798


    I still do not understand how all this information isn't common knowledge - the guy is up for election as a TD for God's sake.

    Shocking if it is all true. Keeping it all under wraps and glossing over his actual association with banks and developers just adds to suspicion. Take a look at the campaign site profile....


  • Registered Users, Registered Users 2 Posts: 5,371 ✭✭✭Fuinseog


    I know very little about this guy....

    neither does anyone else. I could be wrong but he seems to be the type of guy who wants to be elected to increase his status, but could not care less if he is not elected.


  • Banned (with Prison Access) Posts: 31,117 ✭✭✭✭snubbleste


    I'm sure there is more. Search the reported news in the Sentinel & Tribune yourself
    http://www.irishnewsarchive.com/Default/Skins/INA/Client.asp?Skin=INA&enter=true&AppName=2&AW=1297880424093
    Maybe we can help Brian by jogging his memory.


  • Registered Users, Registered Users 2 Posts: 332 ✭✭emptybladder


    fmul9798 wrote: »
    I still do not understand how all this information isn't common knowledge - the guy is up for election as a TD for God's sake.

    Shocking if it is all true. Keeping it all under wraps and glossing over his actual association with banks and developers just adds to suspicion. Take a look at the campaign site profile....

    In fairness, there's nothing there I didnt know already. Its not like it hasnt all been in the papers before. Its not like a veil of secrecy, its been out there like Frank's 40 Gaffs (and gaffes), people just didnt seem to sit up and take notice until election time.


  • Closed Accounts Posts: 13,252 ✭✭✭✭Madame Razz


    McTigs wrote: »
    Property speculators are not business people, most of them were merely bandwagon jumpers who were betting on a sure thing. Most have now lost their knickers and i'm not sorry cos all the property boom did was price ordianary people looking for a home out of the market. At least successful business people create wealth and employment. Property speculators don't create jack ****.

    We certainly don't need them in our parliment trying to cover their losses.

    And no i'm not just jealous, i've got plenty of money thanks very much.

    I was liking your point, until the end of it when you felt the need to brag about how much money you had:rolleyes:

    Regardless, I didn't know much about Brian Walsh when I started this thread, but I think I know now that he is exactly what we don't need more of in Dail Eireann.

    He won't be getting my vote.


  • Advertisement
  • Registered Users, Registered Users 2 Posts: 1,032 ✭✭✭McTigs


    I was liking your point, until the end of it when you felt the need to brag about how much money you had:rolleyes:

    Regardless, I didn't know much about Brian Walsh when I started this thread, but I think I know now that he is exactly what we don't need more of in Dail Eireann.

    He won't be getting my vote.
    not bragging, it's just when anyone critisizes property portfolio types the rebuttal is usually something like "you're just jealous with your mediocre life"

    pre-empting is all.


  • Registered Users, Registered Users 2 Posts: 2,892 ✭✭✭Head The Wall


    snubbleste wrote: »
    Yeah that was me
    Phoenix magazine article - Brian’s background is in finance, having worked in corporate banking for National Irish Bank for four years until 1998, before joining Anglo Irish Bank as an assistant banking manager in Galway. He left a year later to set up a financial consultancy, called Burke Tarpey Walsh Financial Services, and became directly involved in the property game himself, acquiring no less than nine apartments from around 1999 to 2004..These days with the property market in tatters Walsh is a fulltime councillor, with his consultancy having ceased trading in July 2009..

    Cllr. Brian Walsh has 10 residential properties, located in Wellpark, Briarhill, Mervue, Sligo, and Dublin. And is the part owner of units in the Mervue Industrial Estate, the Parkmore Industrial Estate, and the Briarhill Business Park; and that he has full planning permission for one detached residential unit in Merlin Park http://www.advertiser.ie/galway/article/30324



    Btw that is in addition to his home in Drum, outside the city boundary.
    yeehaw wrote: »
    I will alert the media. Time and venue for press conference please?

    The house referred to in the above article received planning permission in June 2008. The application was in the name of Brian and his wife presumably to indicate that it was to be a "family home", permission was given to demolish the existing house and rebuild a new house on the site. A commencement notice was issued that work was to start on 28/05/2009 and the house was then demolished.

    Two weeks later Brian Walsh sends a letter to the council informing them that the house has been demolished but he has decided not to commence with the rest of the development for the moment. All this info is available on the Galway City Council website under planning reference 08144. One has to ask why would someone go to the trouble and expense of demolishing a house and only two weeks later deciding not to finish of the building.



    We'll move on to planning reference 10212 and we can see why Brian demolished the house and went no further. A certain Pat Treacy inherited two fields in 2004 at the back of the site which Brian Walsh owned but there was no access into the land. The land holding had been split and the original access was no longer available.

    Planning reference 10212 is looking for permission for 4 houses in this land and Brian Walsh has kindly agreed to sell his bit of land to this guy if he gets permission for the 4 houses so he will have access to the site.

    What a stroke of luck for Brian Walsh that he hadn't proceeded with building a house on the site in question. There is still land available down the back of these 4 houses and supposedly they will be looking for permission for a further two houses if this deal goes through.



    I know there is nothing illegal per se here but it is a devious underhanded way of going about getting planning permission. Permission is not usually granted to demolish a house for these reasons and to do it in this way shows that they hadn't expected to receive planning through the normal channels. So why should they receive it in this situation

    This behaviour seems to follow Brian Walsh around like a bad smell and I think people should be aware of what he is up to as it certainly doesn't befit a man of office. Compared to what has gone before him this may not seem as bad but this could be the start of a slippy slope and people like this shouldn't even get a chance in the Dail.

    This planning is currently at the Further info requested stage since 23-09-2010 and they have six months to reply. Does anyone know is it too late to object to this yet or should it have been done while the site notice was put up initially


    Cllr Brian Walsh has also requested a prior notice for this planning, sure there's no conflict there at all


  • Registered Users, Registered Users 2 Posts: 767 ✭✭✭fmul9798


    Certainly reads like another "auld stroke". One wonders what other dealings have yet to surface.


  • Registered Users, Registered Users 2 Posts: 154 ✭✭shaggykev


    So how is Brian odds on to get elected?

    Is he going to get all the Frank fahey voters or the McCormack voters?(many of whom I'm sure don't read idle gossip on boards.ie)

    Just because someone owns property or worked for Anglo or dealt with Liam Mulyran doesn't make them evil or unfit for being a TD but I suppose people only need to hear those words and think "another Frank Fahey" no chance

    Sitting no the fence myself, Know i need to vote FG but who is the best candidate

    Fidelma is useless, terrible speaked at that NUIG hustings
    Hildegarde has done nothing since elected but manages to impress people with a bit of political posturing just before the election with that rezoning issue and Sean Kyne, not really sure about him. Doubt he'll get in out in Connemara against O Cuiv, Clorataigh and Welby

    So Brian is left as the front runner, spoke to him at the door for ages and seemed the brightest of the bunch


  • Closed Accounts Posts: 6 My View


    Brian Walsh has to win a Dáil seat to earn the extra cash, this guy has very little "free income" as his property gambling and excitement during the so called Celtic Tiger era has come to fruition in a BAD way......See the Galway advertiser artcle detailed above says it alll and I've made enquiries locally that confirm he's feeling the pinch big time......

    His agenda to win a dáil seat is financial nothing else...


  • Registered Users, Registered Users 2 Posts: 2,985 ✭✭✭skelliser


    the more i read this thread the angrier i get!!

    im gonna tell everyone i know not to vote for this guy.


  • Banned (with Prison Access) Posts: 25,234 ✭✭✭✭Sponge Bob


    I know there is nothing illegal per se here but it is a devious underhanded way of going about getting planning permission. Permission is not usually granted to demolish a house for these reasons and to do it in this way shows that they hadn't expected to receive planning through the normal channels. So why should they receive it in this situation

    This planning is currently at the Further info requested stage since 23-09-2010 and they have six months to reply. Does anyone know is it too late to object to this yet or should it have been done while the site notice was put up initially

    I can confirm that on the face of it all your observations appear well founded. The success of application 10212 depends on whether "Backland Development" is permitted on the large site including Brians site which is the entrance to the Backland area.

    Backland means that normal road frontage rules are not enforced and is allowed in areas zoned Residential but not in rural areas were each premises has to have its own frontage of 70m.

    If the area ( Roscam peninsula) was zoned residential or for a higher density than rural in the 2004-2011 City Development Plan then there is nothing wrong with this. I would have thought that the City Council would have thrown the application straight out in that case and not asked for Further Information at all.

    The area is shown as WHITE not Light blue in the 2005-2011 Zoning Map ( bottom left) , as in all of it whether with road frontage or not.

    White is "Low Density Residential" and Blue is "Agricultural" in that link and it would seem to me that some bending of the road frontage rule is allowed over what is allowed in rural areas.

    Could be Brian was simply offered one of the 4 proposed houses as a contra and could be he will be a loooooong time waiting for it the way things are nowadays :)

    Bobby Molloy has long had three or four sites for sale near Leisureland and they are rather high density to say the least as well as a bit of a local eyesore so Brian ain't exactly setting a precedence for Galway politicians here.

    If Sponge Bob found himself with an otherwise useless field behind Brians road frontage I would have offered him a free house for the access myself and I would have ensured it was done in the most tax efficient manner as well :)

    The area has a specific low density residential objective Fig 11:10 in this link applies.

    http://www.galwaycity.ie/CityDevelopmentPlan/chapter11.html

    LDR Rosshill House and adjacent lands (top, below)
    • The maximum plot ratio density of 0.2:1 shall only
    be considered following agreement on an overall
    layout of the area. This layout will have regard to
    the areas zoned RA, the tree coverage, the existing
    pillars and stone walls.
    • Satisfactory main drainage arrangements will be
    required to achieve the above density.


    map33.jpg


  • Banned (with Prison Access) Posts: 31,117 ✭✭✭✭snubbleste


    You are a font of knowledge Spongebob


  • Registered Users, Registered Users 2 Posts: 154 ✭✭shaggykev


    you guys better up your smear campaign

    he's going to not only going to get elected but top the poll

    http://www.advertiser.ie/galway/article/36571


  • Banned (with Prison Access) Posts: 25,234 ✭✭✭✭Sponge Bob


    On course for around 9000 votes ( + or - 1000 for marginn of error) according to the opinion poll. The Real Anglo Avenger I'll call him from now on :D

    He might even get in on the first count.


  • Advertisement
This discussion has been closed.
Advertisement