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Assessing Flood Damage in House (Galway)

  • 19-01-2011 9:30am
    #1
    Registered Users, Registered Users 2 Posts: 178 ✭✭


    My house had some flooding over the xmas cold spell. A pipe burst in the attic and the usual damage resulted. How do I go about assessing the extent of the damage? I am not qualified to say if the plaster board and ceilings will dry out with a dehumidifier and a coat of paint or if they will need to be replaced. The insurance co. sent an assessor but haven't heard from them since (prob v. busy with similar claims) Someone that can tell me what will likely cause a problem in the future. The suite of furniture and cabinets have soaked up a little water at their bases and not too sure if these will dry our or will start to swell or smell in a few months time. Should I employ a loss assessor to work for me?
    Any reccommendations for someone in Galway?


Comments

  • Registered Users, Registered Users 2 Posts: 14,547 ✭✭✭✭Poor Uncle Tom


    I have done lots of similar reports in the past, so I would suggest a good locat AT or engineer could do the report for you including costs, remember whoever you choose will probably end up haggling with the insurance assessor, that's just the way it works and their fees should be included in the costs applied for.


  • Closed Accounts Posts: 3,167 ✭✭✭gsxr1


    I both assess and complete work, but too far away.

    Your carpet and furniture may not be covered with buildings insurance . You need to check for contents. Timber floors should be covered under building.
    Your broker can send someone out to access and have a builder to deal with it. But you can also choose your own and get an Independent assessor who is working for you.
    Make sure everything is replaced like for like . Dont let your insurance push you around. If you are unsure of the first assessment , get another one done.
    For instance plasterboard can take a little water and recover , but a little too much can distort it a few weeks down the line. It may need complete replacement and damage behind it will be unknown until opened.


  • Registered Users, Registered Users 2 Posts: 178 ✭✭Old Jim


    I have done lots of similar reports in the past, so I would suggest a good locat AT or engineer could do the report for you including costs, remember whoever you choose will probably end up haggling with the insurance assessor, that's just the way it works and their fees should be included in the costs applied for.

    Thanks for the advice.
    Excuse my ignorance but what is a "locat AT"?


  • Registered Users, Registered Users 2 Posts: 46,553 ✭✭✭✭muffler


    Old Jim wrote: »
    Thanks for the advice.
    Excuse my ignorance but what is a "locat AT"?
    local AT = local architectural technician :)


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