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Commercial insurance problems

  • 01-12-2010 1:16pm
    #1
    -gilly-09-
    Registered Users, Registered Users 2 Posts: 562 ✭✭✭


    Can you insure a commercial jeep privately if it is just for domestic use. The jeep is not for use within a business just on private land mainly.

    Any help would be great thanks.


Comments

  • #2
    PCPhoto
    Registered Users, Registered Users 2 Posts: 6,584 ✭✭✭PCPhoto


    yes - but you MUST also TAX it privately !!


  • #3
    -gilly-09-
    Registered Users, Registered Users 2 Posts: 562 ✭✭✭-gilly-09-


    All the insurance company's are saying that its not possible to insure it privately.


  • #4
    Welease
    Registered Users, Registered Users 2 Posts: 3,834 ✭✭✭Welease


    I kept getting the same responses.. So i just insure mine as Commercial and ensure it has a SD & P clause on it..


  • #5
    -gilly-09-
    Registered Users, Registered Users 2 Posts: 562 ✭✭✭-gilly-09-


    Welease wrote: »
    I kept getting the same responses.. So i just insure mine as Commercial and ensure it has a SD & P clause on it..

    Sorry whats SD & P


  • #6
    Savman
    Closed Accounts Posts: 8,323 ✭✭✭Savman


    Generally, the terms "not possible" translates to "not willing" with regard to insurance companies. It seems to vary from one company to the next, dictated by their own policies rather than legislation (of which I'm aware anyway).

    I know a few people who have had trouble with this, similarly I know some who got insured privately without a sweat 'once the vehicle is not being used commercially'. Go figure.

    Bit of a grey area perhaps.


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  • #7
    Savman
    Closed Accounts Posts: 8,323 ✭✭✭Savman


    -gilly-09- wrote: »
    Sorry whats SD & P
    Social, Domestic & Pleasure AFAIK


  • #8
    Welease
    Registered Users, Registered Users 2 Posts: 3,834 ✭✭✭Welease


    -gilly-09- wrote: »
    Sorry whats SD & P

    Social, Domestic and Pleasure.. So they will ensure me for non commercial (day to day driving).. :) I let them know its for non commercial use, and they were happy with that.


  • #9
    -gilly-09-
    Registered Users, Registered Users 2 Posts: 562 ✭✭✭-gilly-09-


    Thanks for the help lads, much appreciated. What insurance company did you go through.


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