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What is the best way to shop online for someone who does not have a credit card?

  • 19-11-2010 12:43pm
    #1
    Worztron
    Registered Users, Registered Users 2 Posts: 8,788 ✭✭✭


    Hi.

    What is the best way to shop online for someone who does not have a credit card?

    Thanks.

    Mitch Hedberg: "Rice is great if you're really hungry and want to eat two thousand of something."

    Tagged:


Comments

  • #2
    jor el
    Closed Accounts Posts: 16,713 ✭✭✭✭jor el


    A pre-pay credit card is the only practical alternative. 3V, Payzone Money, etc.


  • #3
    trudyaffair
    Banned (with Prison Access) Posts: 9 ✭trudyaffair


    Hi,
    If you are buying online in Ireland nearly all websites would accept a postal order or a bank draft. They would be silly not to as business is so quiet. Just e-mail the online shop and I am sure they would faciliate you.
    Trudy


  • #4
    Quazzie
    Registered Users, Registered Users 2 Posts: 29,310 ✭✭✭✭Quazzie


    Open up an Ulster bank account and they issue a Visa Debit as an ATM card. This card can then be used in 99% places all over the world that take Visa. It also has the benefit of being a debit card so no possibility of debt.


  • #5
    CandleLight
    Closed Accounts Posts: 101 ✭✭CandleLight


    Quazzie wrote: »
    Open up an Ulster bank account and they issue a Visa Debit as an ATM card. This card can then be used in 99% places all over the world that take Visa. It also has the benefit of being a debit card so no possibility of debt.
    is that a current account and what charges are on the card. 3v is not bad except they prob make a fortune from all the cents left over as its hard to buy exactly the amount of credit e.g 20 euro credit and you buy 19.95


  • #6
    Quazzie
    Registered Users, Registered Users 2 Posts: 29,310 ✭✭✭✭Quazzie


    CandleLight wrote: »
    is that a current account and what charges are on the card.
    LINK TO CHARGES


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  • #7
    CandleLight
    Closed Accounts Posts: 101 ✭✭CandleLight


    Quazzie wrote: »
    LINK TO CHARGES
    thanks.


  • #8
    netnerd
    Registered Users, Registered Users 2 Posts: 319 ✭✭netnerd


    get a Dublin City gift card, from one of many shopping centres in Dublin. There are no charges or fees, and the card can be used online (its a prepaid mastercard)


  • #9
    CandleLight
    Closed Accounts Posts: 101 ✭✭CandleLight


    netnerd wrote: »
    get a Dublin City gift card, from one of many shopping centres in Dublin. There are no charges or fees, and the card can be used online (its a prepaid mastercard)
    don't they only work in shopping centres?


  • #10
    netnerd
    Registered Users, Registered Users 2 Posts: 319 ✭✭netnerd


    the Dublin City gift card is a prepaid mastercard. Whilst it is offered to promote shopping within their own shopping centre, the cards can actually be used at any retailer that accepts payment by Mastercard.

    Theyre also great to use when booking Ryanair flights, as there are no booking fees when paying with a prepaid mastercard ;)


  • #11
    Gamesnash.ie: Pat
    Company Representative Posts: 2,957 ✭✭✭Gamesnash.ie: Pat


    Quick heads up on the shopping centre master cards. Some websites will not be able to accept these cards - it's not that they don't accept mastercards but the shopping centre ones do not have a valid customer address linked to them to compare with the customers shipping address. You will find a lot of sites security procedures will end up rejecting the transaction.


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  • #12
    CandleLight
    Closed Accounts Posts: 101 ✭✭CandleLight


    Gamesnash.ie: Pat wrote: »
    Quick heads up on the shopping centre master cards. Some websites will not be able to accept these cards - it's not that they don't accept mastercards but the shopping centre ones do not have a valid customer address linked to them to compare with the customers shipping address. You will find a lot of sites security procedures will end up rejecting the transaction.
    i looked at one before cannot recall which one and was told it only worked in the shops in the centre.


  • #13
    Gamesnash.ie: Pat
    Company Representative Posts: 2,957 ✭✭✭Gamesnash.ie: Pat


    Most centres will say that but in reality they can be used at any mastercard terminal :)


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