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is it hard to get a credit card now?

tommy26 · 2010-10-30 23:48:58

I used to have two credit cards when i was in college a few years back,i got rid of them,i am looking to get a card now,is it hard to get approved for one now,im working and have good bit of savings,im not on huge salary though.Im banking with BOI.

30-10-2010 11:48pm

#1

tommy26

Closed Accounts Posts: 106 ✭✭

Join Date: August 2010

Posts: 74

I used to have two credit cards when i was in college a few years back,i got rid of them,i am looking to get a card now,is it hard to get approved for one now,im working and have good bit of savings,im not on huge salary though.Im banking with BOI.

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Comments

#2 31-10-2010 10:00pm

Toots

Administrators, Business & Finance Moderators, Society & Culture Moderators Posts: 16,957 Admin ✭✭✭✭✭

Join Date: October 2007

Posts: 16147

If you've got a monthly salary going into your account for more than 6 months then you should be able to apply. If you managed your last cards well then that should go in your favour too. You can apply online for a Clear card or if you want a standard card you can apply online or through your local branch.

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#3 31-10-2010 10:45pm

LionelNashe

Registered Users, Registered Users 2 Posts: 1,961 ✭✭✭

Join Date: January 2009

Posts: 1817

Yeah, just apply. You're not asking the bank for a favour. You are looking to avail of one of their main services and they should be glad of the business.

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