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Student loan from credit union!

  • 01-10-2010 5:42pm
    #1
    MrMcLegend
    Registered Users, Registered Users 2 Posts: 15 ✭


    hey i was just wondering if anyone could give me some info!

    i've just started college in england and i might be getting a bursary but if this falls thru i could be stuck for money in a couple of months. i have a credit union account for as long as i can remember but never really saved in it while i was working and there is only about 10 euro in it!!!

    if i lodged some money (like 3 or 4 hundred quid) in the account would i be able to get a loan on that or do they prefer to see you saving over a number of weeks as ive heard this before from someone??


Comments

  • #2
    Annasopra
    Registered Users, Registered Users 2 Posts: 41,158 ✭✭✭✭Annasopra


    generally they will need a guarantor who is a member, not sure how else it works

    It was so much easier to blame it on Them. It was bleakly depressing to think that They were Us. If it was Them, then nothing was anyone's fault. If it was us, what did that make Me? After all, I'm one of Us. I must be. I've certainly never thought of myself as one of Them. No one ever thinks of themselves as one of Them. We're always one of Us. It's Them that do the bad things.

    Terry Pratchet



  • #3
    Irishchick
    Registered Users, Registered Users 2 Posts: 1,151 ✭✭✭Irishchick


    Yeah if you put the 400 in you should be able to get alone with that. Put it in a week or 2 before you apply however that money will be tied up until that loan is payed off.

    You will also need a guaranter (sp) if the amount you want to borrow is more than what you have saved.


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