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Contributory pension

  • 30-09-2010 8:44am
    #1
    Builderfromhell
    Registered Users, Registered Users 2 Posts: 1,570 ✭✭✭


    I have been self employed for past 10 years. Now no work so have de-registered for tax purposes. Wife has struggling business so I would not be entitled to any S/W.
    My concern is that there will be a gap in my PRSI contributions and I don't know if this will affect my future pension entitlements.


Comments

  • #2
    mp22
    Moderators, Business & Finance Moderators, Regional South Moderators Posts: 6,854 Mod ✭✭✭✭mp22


    Enquire about signing on for credits.


  • #3
    Builderfromhell
    Registered Users, Registered Users 2 Posts: 1,570 ✭✭✭Builderfromhell


    Thanks for that.
    I think that menas I sign on but may get little or no SW but may get credits towards contributory pension.


  • #4
    mp22
    Moderators, Business & Finance Moderators, Regional South Moderators Posts: 6,854 Mod ✭✭✭✭mp22


    Yea usually you sign once a month,get no money but it keeps your stamps up to date.


  • #5
    Nolanger
    Closed Accounts Posts: 4,556 ✭✭✭Nolanger


    Bad advice. You won't qualify for credits as self employed. Will need to purchase voluntary contributions.


  • #6
    mp22
    Moderators, Business & Finance Moderators, Regional South Moderators Posts: 6,854 Mod ✭✭✭✭mp22


    Nolanger wrote: »
    Bad advice. You won't qualify for credits as self employed. Will need to purchase voluntary contributions.
    Could prove difficult as op has no work,and no funds.


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  • #7
    cee_jay
    Registered Users, Registered Users 2 Posts: 7,920 ✭✭✭cee_jay


    Builderfromhell wrote: »
    I have been self employed for past 10 years. Now no work so have de-registered for tax purposes. Wife has struggling business so I would not be entitled to any S/W.
    My concern is that there will be a gap in my PRSI contributions and I don't know if this will affect my future pension entitlements.

    If your wife's business is struggling then you never know you may be entitled to something. No harm in signing on and going through means test to check


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