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Any "free" credit cards?

  • 21-09-2010 11:16pm
    #1
    el dude
    Registered Users, Registered Users 2 Posts: 1,202 ✭✭✭


    Never had a credit card before. Thinking of applying for one. Mainly for the security they offer that debit cards don't.

    So basically wondering if it's possible to have a credit card and never have to pay any sort of fees for simply having one? Which would obviously mean me always paying on time. Which I would plan on doing. So sort of like a debit card, but actually a credit card.
    I know TSB and Ulster Bank offer debit VISA cards. But do they act like credit cards when it comes to being covered for reimbursements, stolen cards and that sort of thing?

    cheers.


Comments

  • #2
    barochoc
    Registered Users, Registered Users 2 Posts: 293 ✭✭barochoc


    el dude wrote: »
    Never had a credit card before. Thinking of applying for one. Mainly for the security they offer that debit cards don't.

    So basically wondering if it's possible to have a credit card and never have to pay any sort of fees for simply having one? Which would obviously mean me always paying on time. Which I would plan on doing. So sort of like a debit card, but actually a credit card.
    I know TSB and Ulster Bank offer debit VISA cards. But do they act like credit cards when it comes to being covered for reimbursements, stolen cards and that sort of thing?

    cheers.

    Well you'll never pay any fee's if you do pay in full before the 30 days or whatever. I think some are 45 or more!!!

    The only thing you can't escape is that feckin €30 per annum stamp duty that pays for Biffo's pints ;)


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