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Can I ask WIW on here?

  • 16-09-2010 2:45pm
    #1
    kennyb3
    Registered Users, Registered Users 2 Posts: 6,724 ✭✭✭


    Just thought i d ask before i posted the house. Struggling hugely with what % of asking prices i should be offering for a €410k house. Id be thinking offer 85% - €350k but maybe start at 330 or so. Is €80k below asking insulting?(not that i care really)


Comments

  • #2
    TwoShedsJackson
    Closed Accounts Posts: 9,438 ✭✭✭TwoShedsJackson


    This is a business transaction, you shouldn't feel emotional or embarrassed about anything to do with it. Think carefully about how much the house is worth to you and consider all the economic factors etc. before you make an offer.


  • #3
    JoeyJJ
    Registered Users, Registered Users 2 Posts: 3,663 ✭✭✭JoeyJJ


    Yeah some people reckon if your not embarressed by the offer its too high. I think you need to weigh up repayments, % of equity you want in the house and make an offer. I'd let for 2 or 3 increased bids so go well below what you think it might be worth to you.

    Its only worth what someone is willing to pay, you set the price in a buyers market.


  • #4
    Dymo
    Registered Users, Registered Users 2 Posts: 1,565 ✭✭✭Dymo


    I know someone who got an offer of €100,000 on a house that was up for sale for €180,000, she ****ed the estate agent of of it for coming to her with such a low offer. She didn't accept.


  • #5
    djimi
    Registered Users, Registered Users 2 Posts: 13,237 ✭✭✭✭djimi


    You dont get anywhere if you dont ask! All they can say is no.


  • #6
    Victor
    Registered Users, Registered Users 2 Posts: 78,580 ✭✭✭✭Victor


    kennyb3 wrote: »
    Can I ask WIW on here?
    You can.

    However, realise that if the seller or the estate agent find the thread, they are going to start bumping the price.

    Also, you are asking random people on the internet, not people who will owe the bank ~€400,000.


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  • #7
    RentDayBlues
    Registered Users, Registered Users 2 Posts: 2,131 ✭✭✭RentDayBlues


    Dymo wrote: »
    I know someone who got an offer of €100,000 on a house that was up for sale for €180,000, she ****ed the estate agent of of it for coming to her with such a low offer. She didn't accept.

    Who cares about the estate agent - its their job!


  • #8
    Cathmandooo
    Registered Users, Registered Users 2 Posts: 17,324 ✭✭✭✭Cathmandooo


    RentDayBlues wrote: »
    Who cares about the estate agent - its their job!

    It's nobodies job to be abused and shouted at :confused:


    +1 on what others have said, you shouldn't be embarrassed about any of it, it's all about what you can comfortably afford now and in the future.


  • #9
    3DataModem
    Registered Users, Registered Users 2 Posts: 4,077 ✭✭✭3DataModem


    Dymo wrote: »
    I know someone who got an offer of €100,000 on a house that was up for sale for €180,000, she ****ed the estate agent of of it for coming to her with such a low offer. She didn't accept.

    Agent is obliged to inform buyer of any offer. Seems your acquaintance is clueless.


  • #10
    astrofool
    Registered Users, Registered Users 2 Posts: 17,165 ✭✭✭✭astrofool


    3DataModem wrote: »
    Agent is obliged to inform buyer of any offer. Seems your acquaintance is clueless.

    Only if the buyer has told the agent to tell them any offer. Buyer may set a limit to what offers will be considered, and tell the agent to refuse any lower offer outright.


  • #11
    gurramok
    Closed Accounts Posts: 13,992 ✭✭✭✭gurramok


    Whats the house worth to you?

    You ask how much can you offer, well only you can answer that.


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  • #12
    TheCityManager
    Registered Users, Registered Users 2 Posts: 186 ✭✭TheCityManager


    You should really be holing on till next year (or the year after) when you will undoubtedly steal this house (or similar) for a lot less...

    Otherwise if you insist on buying now I would recommend only offering (paying) what house is worth to YOU..if the EA valuation is way over that keep shopping...


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