My life is going down the pan

LegacyUser

My life is going slowly but surely down the pan. Last year I lost my job and also the man I truly loved broke from me. I am now in the process of losing my home ( eviction is pending and I don't know how long I've got ) and I will have to move back in with my ex ( the one before my last ex boyfriend ),who is the father of my daughter and I absolutely hate having to do so, but I have no where else to go. I am on minimal money and am cash strapped at the moment as I have debts mounting. I have spoken with people and have asked for help, but most have their hands tied. I have tried the mabs route and it didn't work out cos my income took a sharp nose dive and couldnt meet payments and am just living at the moment. I am crying as I write this as I do not know what is going to happen. My daughters father can be aggressive verbally at times and has a short fuse, especially when it comes to money, he has always been like this. I have no family and only one friend who has her own life to live.

I have been lonely going through all this and am at my wits end. It seems everyone is closing their doors to me and some charities cannot help arrears or lend me money, in any case I have no means to pay it back.

I don't drink, smoke or take drugs. I just don't know where am at. I am not depressed or anything. I just want my life to get better and I am in my late 40's and feel I am in an ever decreasing vicious circle.

Please any one out there, have any helpful advice. I don't want to go to a hostel, that is why I am staying with my ex.

RockinRolla

Don't worry about a thing because every little thing is gon' be alright.

dudara

RockinRolla Please post only if you have something constructive to offer.

dudara

MrDarcy

Jasus OP my heart goes out to you. The only thing I'd say you could take any comfort from is that your story is probably not that unique at the moment, in that other's are going through the same kind of trauma, I know one or two who feel they are in the same place as yourself, but as for relief, I genuinely dunno...

Oryx

Go back to mabs if you havent already. Explain why arranged payments fell through. Ask for help again. My only concern is why your issues are continuing. Do you have a drain on your money you havent mentioned here? (thats kind of rhetorical, you dont have to answer, but you need to be totally upfront with anyone trying to help you irl)

Never ignore debts or the letters you get about debt. Make contact with the people you owe money to and explain. It may not help in all cases but it can sometimes, and it certainly wont make it worse. Never agree to a payment scheme you know you wont be able to keep to. That will definitely make things worse.

I dont know if youve tried the St Vincent de Paul. Get in touch with them if you havent up to now. Yours is the type of case they can help with.

Kanoe

Just take one day at a time, do what you have to for now but remember that's its only a stepping stone to getting back on the ladder and focus on that.
Wish I had more to offer, hope everything works out for you.

ppink

OP are you entitled to welfare? Do you have to move back in with your ex or can you get a flat with welfare or even house share?
Take a breath and work out a plan of different options. Sign with Fás and start some kind of course? Check and recheck all you entitlements?