F'in motorbikes under 25kw :(

The Curran

Motorbikes under 25kw isnt jst my problem about gettin a bike, its getting dem insured, quinn direct quoted me on some 250cc bikes bt none of da bikes i wanted :mad: Vry disappointed so it means no cbr250 fr me :mad:
bt da only bike i gt quoted on was a suzuki gsf 250 (bandit?) which i believe 2 b as rare as hens teeth....ne body gt ne ideas of other suitable bikes???

hobochris

What age are you?

Bandit 600,hornet 600, fzr600, cbf600,gs500, vfr400, cb400 (just to name a few) can all be restricted and insured.

The Curran

im 19 with a provisional license, cbr250 nd gsxr 250, refused insurance
the gsf250 was about 800 fr insurance, which i dnt kno is cheap or dear bt its better than my car insurance

KTRIC

The Curren,

I presume you are using a keyboard, why not make full use of all those lovely keys and type correctly.

Txt Spk is not tolerated on boards.ie, keep it up and you can take some time off.

The Curran

Sorry Boss

bladespin

Gs500, CB500 and ER500 all cheap bikes to run and insure :cool:

Timmaay

What age bike are you looking for? Try the fzr, zzr or zxr 250, all of them are similar to the cbr250, I think quinn would insure me at the time on a provisional with no experience (I was 24 at the time, didn't bother getting a bike in the end)

The Curran

Hmmm nice looking bikes but there sayn il need 2 be 21 to get certain bikes :mad:
the year of motorbike doesnt bother me,
it's all jst hard 2 know

Oryx

Have you tried Aon?

The Curran

I must give them a ring.thanks
Quinn-direct, Aon and any other suggestion?:)

bladespin

The Curran wrote: »

I must give them a ring.thanks
Quinn-direct, Aon and any other suggestion?:)

Adelaide

martydunf

AFAIK Quinn are the best for first time bikers. Im driving a restricted Bandit 600 and believe me tis plenty quick!;)

Im 22 though but to give ya an idea Im playing €750 to insure it which is savage IMO seen as I have zero biking experience and no rider training!:D

TheZohanS

The Curran wrote: »

I must give them a ring.thanks
Quinn-direct, Aon and any other suggestion?:)

If you're going to try Quinn-Direct try online first, I'm a first time biker and got a cheaper and quicker quote off them online than I did on the phone.

.17hmr

The Curran wrote: »

I must give them a ring.thanks
Quinn-direct, Aon and any other suggestion?:)

You could try caroll nash bike insurance they are not to bad with there quotes

sronoc

Ducati Monster 400

pa990

quinn arent necessary the cheapest for first time bikers, Adelaide do good deals as well, but like all ins compaines, it depends on age etc

Wossack

unless its changed, adelaide needed ya to be 25+ with 1 years NCB

hobochris

martydunf wrote: »

AFAIK Quinn are the best for first time bikers. Im driving a restricted Bandit 600 and believe me tis plenty quick!;)

Im 22 though but to give ya an idea Im playing €750 to insure it which is savage IMO seen as I have zero biking experience and no rider training!:D

Op Training will help you out with insurance costs a lot, to give you an idea, I'm 25 have the same bike as martydunf (bandit 600 restricted) first year was 1100 fully comp, I did grade 2 training and assessment and the next year that with 1 years ncb brought my insurance down to around 400-500 fully comp.

The Curran

I just tried quinn again there asking for a quote on a 600 bandit restricted down to a 250 but still no good
I was told i have to be over 21,apu, i also tried zxr250 and still.....no good
Starting ta give up hope here

bladespin

Forget the sports 250s they're all rated high to begin with, for the Bandit you would need a factory restricted bike (not an aftermarket cert) and even then it's a lot of bike to start off with.

Do you have a full license, if not it's better to do a course with a rider training school (using their bike) and do the test on it, you'll be a much more attractive proposition with the full license.

Failing all that try a Bros 400, they're one of the most insurable sporty bikes out there.

carsQhere

The Curran wrote: »

I just tried quinn again there asking for a quote on a 600 bandit restricted down to a 250

Restriction has nothing to do with an engine size, yet you seem to be focussed on 250cc bikes for some reason.

Have a read of this page;
http://www.magireland.org/content/25kw-licence-facts

You should be able to insure a factory restricted Bandit 600 or similar as a first time biker. If you do a little training and an insurance assessment you'll get a decent discount on the insurance too.

You can train with these guys on school bikes;
http://www.msa-ireland.com/

I'm not connected to them in any way, just using them as an example. I know a number of instructors have school bikes now because CBT is coming in from December 6th.

Hope that helps. Don't give up on it :-)

TechnoPool

sv650 pal

quinn were the only one who would insure me on that, im 23 and was around 800e cheaper than AON

josh59

bladespin wrote: »

Adelaide

Taking lessons at the moment about to buy a bike - contacted Adelaide for a few quotes - would only talk to me after I had held a provisional of over a year

scribbles666

try the yamaha yzf r125, deadly little bike, insurance should be no problem

martydunf

scribbles666 wrote: »

try the yamaha yzf r125, deadly little bike, insurance should be no problem

No use to do the full test on unless he wants a full A1 licence which means he'll be restricted to <125cc motorbikes, in otherwise bike should be 250cc or greater for the A licence

The Curran

there's so many limitation with this insurance crack, having to be over 21, full licene for 2 years, under 25kw of power, no sport bikes, awkward aul craic hi
And i believe Carole Nash are a good crowd but need full license.

martydunf

Plenty of lads riding bikes with prov. licences that are under 21 but as unfortunate as it is there will be limitations. Quinn will definatly quote you but really depends on the type of bike it is. Use their online quote system and plug in differnt makes and models of bikes and see if you get any joy.

NitroHead91

The Curran wrote: »

I just tried quinn again there asking for a quote on a 600 bandit restricted down to a 250 but still no good
I was told i have to be over 21,apu, i also tried zxr250 and still.....no good
Starting ta give up hope here

Im also 19, and I had the very same dilema as you buddy.... Any 250 racer, forget about it, wont get insured, even the factory restricted 600cc bikes are impossible for provisional drivers under the age of 21-25 to get insured on ( in my experience with Quinn ). Unless you wanna get quoted €6000 from AON or Charole Nash !!

Here's the answer !!
Get a Honda Hornet 250 ! I got insured on one for €850 (TPO) from Quinn.
The hornet 250 has the same revvy inline 4 cylinder engine as the CBR250rr , but it is slightly detuned ( redlining at 16k revs instead of 19k outputting 40BHP instead of 45bhp, not a huge difference ) Although its 40BHP and not 33BHP, its power to weight is just within the law ! This makes it suitable for young learner riders like me and you !!

I got one of these Hornet 250 myself, Very reliable and fast and fun bike to drive
( 0-100 kph in about 5.5 seconds , 160-170 kmp top speed )

The bad news is the Hornets dont come cheep, I paid €2300 for a 98 reg ( from a dealer with warranty ) You could get a 96 reg one privatly for around €1500-€2000

I did my homework and this is the best 250cc bike a young rider like me or you can insure !

bladespin

NitroHead91 wrote: »

Although its 40BHP and not 33BHP, its power to weight is just within the law !

I wouldn't bet on that.

NitroHead91

bladespin wrote: »

I wouldn't bet on that.

I would bet on it... Cos the licencing law says that your allowed
25kW or 0.16kW / kg

Because of the hornets weight it is equal to a 33bhp (25kW) bike cos its equal to 0.16kW / kg

Oh nd i have a provisional license and im 19, and i have been driving a hornet 250 for 8 months now. So i assure you it is learner legal

NitroHead91

scribbles666 wrote: »

try the yamaha yzf r125, deadly little bike, insurance should be no problem

Yeah these are a very nice looking bike ! best looking 125 4 banger by miles !!

bladespin

NitroHead91 wrote: »

I would bet on it... Cos the licencing law says that your allowed
25kW or 0.16kW / kg

Because of the hornets weight it is equal to a 33bhp (25kW) bike cos its equal to 0.16kW / kg

Oh nd i have a provisional license and im 19, and i have been driving a hornet 250 for 8 months now. So i assure you it is learner legal

:rolleyes: Emm, what exactly does a 33bhp bike weigh, from what I've seen that can vary.

It's power to weight is 0.2649 actually, so it isn't learner legal by a good margin.

Source1 and source2

I really don't think you should be giving advice that you're not 100% sure of, you could get someone into serious trouble.

NitroHead91

bladespin wrote: »

:rolleyes: Emm, what exactly does a 33bhp bike weigh, from what I've seen that can vary.

It's power to weight is 0.2649 actually, so it isn't learner legal by a good margin.

Source1 and source2

I really don't think you should be giving advice that you're not 100% sure of, you could get someone into serious trouble.

I seen there on that site the bike is said to weigh at 151kg (Dry)...i own this bike and I would say its a fair bit heavier than that... i have seen variations of this weight specification all over the web, which one is correct ??.....Considering this bike was manufactured exclusivly for the Japanese market, no such origional spec sheets / workshop manuals are available in english..

Those websites are only educated guesses and no more accurate than wikipedia.....

I drive this bike daily and have even been pulled over and asked to produce insurance certificate, licence and other documents in the guarda station...NOBODY questioned whether my bike was learner legal or not.....Back on the road i went

So that alone is enough evidence for me that this bike is learner friendly....

NitroHead91

bladespin wrote: »

:rolleyes: Emm, what exactly does a 33bhp bike weigh, from what I've seen that can vary.

Haha....you know what i mean LOL

bladespin

NitroHead91 wrote: »

I seen there on that site the bike is said to weigh at 151kg (Dry)...i own this bike and I would say its a fair bit heavier than that... i have seen variations of this weight specification all over the web, which one is correct ??.....Considering this bike was manufactured exclusivly for the Japanese market, no such origional spec sheets / workshop manuals are available in english..

Those websites are only educated guesses and no more accurate than wikipedia.....

FYI those stats are based on Honda's own published specifications.

The power to weight ratio is based on dry weight not running weight so it is a fair bit lighter that then bike actually weighs.

I agree it's an ideal learner bike, once restricted, without the washers it's illegal and you run the risk of prosecution etc (very unlikely on such a small over specification). Fine if you want to run the risk but I wouldn't advise others with false information, we've already seen what's happening in Cork.

NitroHead91

bladespin wrote: »

FYI those stats are based on Honda's own published specifications.

The power to weight ratio is based on dry weight not running weight so it is a fair bit lighter that then bike actually weighs.

I agree it's an ideal learner bike, once restricted, without the washers it's illegal and you run the risk of prosecution etc (very unlikely on such a small over specification). Fine if you want to run the risk but I wouldn't advise others with false information, we've already seen what's happening in Cork.

To my knowledge the bike was learner legal when i bought it...Just from what i hear from bike shops and alot of online forums, the hornets are within the limit, i wouldnt of spent over 2k on one else...But now i have my doubts from what you are sayin ( You seem to know your stuff )

Why would they quote me on this bike when no restrictors where mentioned...
It wouldnt be fair for them to not honour a claim after me paying my premiums

It just goes show how little the government educated the public on the new law, do they expect all riders to have a degree in mechanical engineering ???...the law is a bit of a joke at the moment, the garda and insurance companies dont even seem to know the full details of the law

If this law is in the interest of the publics safety, is it too much hastle for the government to compile a list of bikes that are allowed and not allowed ? If they can fork billion into anglo irish bike, they can make this list, ...

Next insurance companies will put every bike on a dyno to prove its legal....

bladespin

NitroHead91 wrote: »

To my knowledge the bike was learner legal when i bought it...Just from what i hear from bike shops and alot of online forums, the hornets are within the limit, i wouldnt of spent over 2k on one else...But now i have my doubts from what you are sayin ( You seem to know your stuff )

Why would they quote me on this bike when no restrictors where mentioned...
It wouldnt be fair for them to not honour a claim after me paying my premiums

I wouldn't pay too much heed to what a shop that's trying to sell a bike says, better to do the homework yourself, I'm a member on every Irish bike forum and they've all had threads about this and they all say the hornet needs a restrictor. Even the old reliable Bros400 isn't strictly learner legal. (suprised me too BTW).

Up to only recently a rider with a restricted license could get a quote on any bike (subject to certain criteria; age etc), it's always down to the rider/driver to ensure their vehicle is legal, not the insurance companies.
I'm not aware on an insurance company refusing to honour a claim due to a restrictor but technically the contract of insurance would be void though you would still be covered 3rd party (the insurance company could look to recoup AFIK).

NitroHead91 wrote: »

It just goes show how little the government educated the public on the new law, do they expect all riders to have a degree in mechanical engineering ???...the law is a bit of a joke at the moment, the garda and insurance companies dont even seem to know the full details of the law

If this law is in the interest of the publics safety, is it too much hastle for the government to compile a list of bikes that are allowed and not allowed ? If they can fork billion into anglo irish bike, they can make this list, ...

Next insurance companies will put every bike on a dyno to prove its legal....

Welcome to Ireland :rolleyes:
The law is an ass, it's a shambolic attempt to copy another country's system, but it's on the books and we have to live by it until they cop on.

The garda and insurance companies are aware of the law now and are starting to enforce it, they can only go by what the manufacturer publishes re power weight etc. If a vehicle needs a restriction to be legal then it's pretty much down to the driver to prove it's been restricted, a cert is the easiest way (though legally you don't have to have one).

It doesn't take a lot of work to look up specs etc so it should be within the realm of the average rider to be able to check they're ok.

Chaos Marine

I'm on the phone to Quinn-Direct at the moment and they're refusing to give me an insurance on a Honda Bros 400. I'd contacted them about a month ago to ask if they'd cover me and I'm being thoroughly rebounded at the moment. The guy I'd asked for the quote told me that it would cost me an extra five euros a month. The previous owner had it insured as well but I can't recall who he said insured him. All around, I'd checked to see if I would be covered and everyone had said yes. I spent a fair chunk of cash on it and... WOOHOO! The girl I spoke to checked it with their bike/legal team thingy and now I'm insured... in seventeen minutes! Woo!