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Paypal gift dispute?

  • 26-07-2010 4:17pm
    #1
    dannyo666
    Registered Users, Registered Users 2 Posts: 290 ✭✭


    I know,i know,im a cheapskate for trying to avoid paypal fees.I got scammed basically.I know i cant dispute through paypal because i sent as "gift" but i rang my credit card(visa) and they said write a letter into them giving the scammers paypal address.Sounds like something that would take months for visa to do and i know now in hindsight there are other disputes with this guy.Anyone have any experiance doing this?

    Thanks


Comments

  • #2
    dudara
    Registered Users, Registered Users 2 Posts: 33,518 ✭✭✭✭dudara


    Moved to Online Buying & Auctions

    dudara


  • #3
    RasTa
    Closed Accounts Posts: 15,116 ✭✭✭✭RasTa


    Why on earth did you try and avoid fees as a buyer?


  • #4
    jor el
    Closed Accounts Posts: 16,713 ✭✭✭✭jor el


    There are always fees to pay, even with gift payment. A seller asking for a gift payment is as dodgy as a nine bob note.

    You may or may not get anywhere with your bank, this is a very grey area for them.


  • #5
    dannyo666
    Registered Users, Registered Users 2 Posts: 290 ✭✭dannyo666


    "Why on earth did you try and avoid fees as a buyer?"-Why wouldnt i?I didnt wanna pay the higher fees of "goods and services"

    The seller didnt ask for the payment as "gift"-it was just me trying save money to a guy who i thought i trusted-Its fired back big time.Im stuck in aa hole,just dont know what to do.


  • #6
    jor el
    Closed Accounts Posts: 16,713 ✭✭✭✭jor el


    dannyo666 wrote: »
    "Why on earth did you try and avoid fees as a buyer?"-Why wouldnt i?I didnt wanna pay the higher fees of "goods and services"

    The seller didnt ask for the payment as "gift"-it was just me trying save money to a guy who i thought i trusted-Its fired back big time.Im stuck in aa hole,just dont know what to do.

    You wouldn't pay the fees anyway. As it stands, there's not a lot you can do, other than what the bank has told you. You'll just have to wait for them.

    For a charge back, the bank will first contact Paypal and say the amount is being disputed. Paypal will respond that you sent a gift payment to another person, and that no goods were involved in this payment. As such, you may have left yourself wide open to the charge back failing.


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  • #7
    Grumpypants
    Registered Users, Registered Users 2 Posts: 8,085 ✭✭✭Grumpypants


    dannyo666 wrote: »
    "Why on earth did you try and avoid fees as a buyer?"-Why wouldnt i?I didnt wanna pay the higher fees of "goods and services"

    The seller didnt ask for the payment as "gift"-it was just me trying save money to a guy who i thought i trusted-Its fired back big time.Im stuck in aa hole,just dont know what to do.


    I dont think you pay the fee its the person getting the money pays a fee.


  • #8
    Max Power1
    Closed Accounts Posts: 10,272 ✭✭✭✭Max Power1


    "gift" payments are just that, gifts! You cant do a chargeback on a gift payment!


  • #9
    dannyo666
    Registered Users, Registered Users 2 Posts: 290 ✭✭dannyo666


    Correct-You live-You learn,still like a dog though


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