Insurance : Named driver on two cars

Schorpio

Hey, just wondering if anyone could clear this up for me! I'm a named driver on 2 cars owned by my Dad. I'm a 20 yr old male, so obviously I hike up the price on both cars.

But here's the thing, my uncle (who is with a different insurance company) bought a second car the other day. Both him and his son (19) were insured on the first car, but since the new car has a much bigger engine, he expected the cost of adding his son to the insurance of this car to be huge. But the insurer told him that the "loading" associated with the young male had been charged on the first car and he was able to insure his son at no extra cost!

Is this standard practice, or should I change my insurance over asap?

vectra

Interesting.
I must keep an eye on this :cool:

Tefral

First time ive ever heard of this...

Im wondering is it the same kind of deal where you get a discount if the person you are putting on your policy already has an insurance policy on another car in their own name?

Schorpio

cronin_j wrote: »

First time ive ever heard of this...

Im wondering is it the same kind of deal where you get a discount if the person you are putting on your policy already has an insurance policy on another car in their own name?

yeah, this crossed my mind too, but the son is only a named driver on both cars....

The insurance person maybe made a mistake, to the advantage of my uncle?!

vectra

Schorpio wrote: »

yeah, this crossed my mind too, but the son is only a named driver on both cars....

The insurance person maybe made a mistake, to the advantage of my uncle?!

Insured with the same insurance company??

Schorpio

vectra wrote: »

Insured with the same insurance company??

yeah, both cars are.