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To fix or not to fix, that is the question...

bdoo · 2010-07-04 08:56:24

Hi, Drawing mortgage down shortly with EBS, can fix ..... 1 yr 3.15% - €904.52 2 yr 3.40% - € 937.29 3 yr 3.75% - €984.14 5 yr 4.35% - €1067.22 or standard variable rate of 2.85% Any advice? :confused:

04-07-2010 8:56am

#1

bdoo

Closed Accounts Posts: 574 ✭✭✭

Join Date: September 2008

Posts: 550

Hi,

Drawing mortgage down shortly with EBS, can fix .....

1 yr 3.15% - €904.52
2 yr 3.40% - € 937.29
3 yr 3.75% - €984.14
5 yr 4.35% - €1067.22

or standard variable rate of 2.85%

Any advice?

0

Comments

#2 04-07-2010 11:05am

Darsad

Registered Users, Registered Users 2 Posts: 679 ✭✭✭

Join Date: August 2008

Posts: 641

It is a difficult one to advise on . The general thinking is that rates will begin to creep up from the end of this year but it will be slow so as not to kill off any eurpoean recovery . I am looking to refinance on a tracker and was advised to expect a 1 percent increase on the variable rate top up by the end of 2011 probably in quartely .25 of a percent increases ,which would more than likely increase you variable rate to 3.85% but who knows !

0