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Moving Credit Card balance.

  • 01-06-2010 9:10am
    #1
    gears
    Registered Users, Registered Users 2 Posts: 758 ✭✭✭


    I'm looking to transfer my credit card balance to a new company so I can get a better deal, 0% hopefully. So I was just wondering is it an easy process or is it complicated to the point of it almost not being worth it. Also is there a web site which compares rates and terms etc...


Comments

  • #2
    jockey#1
    Registered Users, Registered Users 2 Posts: 317 ✭✭jockey#1


    Its not a difficult process as such but from experience credit card companies are becoming more and more selective. I had a Halifax credit card, as you know they are shutting up shop. I tried three different companies and none of them wanted to help me.

    I got my ICB credit report last week and there is nothing wrong with it, all payments up to date, loans paid off etc.


  • #3
    gears
    Registered Users, Registered Users 2 Posts: 758 ✭✭✭gears


    My credit report will be fine so hopefully it will be an easy process but are MBNA and Tesco the only ones offering 0% on balance transfers, I'd prefer to go with a mainstream provider (Bank) if at all possible.


  • #4
    Ogham
    Registered Users, Registered Users 2 Posts: 1,844 ✭✭✭Ogham


    Some other introductory offers on credit cards here - PTSB are also offering 0%


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