buying a uk reg car useing here for two month before moveing to uk ?

bk1991

hey guys
i have came across a car that is uk reg . that lad that owns it is from ireland but works over in uk n is selling it in ireland . i am going college in spetember in uk . But if i were to buy it now how do i manage the tax, insurance and registering it .Before i start in september as when i start college i can register it to college address in my name n tax and in sure it over there . But how would i work it here ?


cheers guys bk1991

keithclancy

bk1991 wrote: »

hey guys
i have came across a car that is uk reg . that lad that owns it is from ireland but works over in uk n is selling it in ireland . i am going college in spetember in uk . But if i were to buy it now how do i manage the tax, insurance and registering it .Before i start in september as when i start college i can register it to college address in my name n tax and in sure it over there . But how would i work it here ?


cheers guys bk1991

You can't

1. You'd be caught for VRT if you got stopped before moving over.
2. Time you spend there as a student doesn't exempt you from VRT when you come back.

You'd be better off buying an Irish Reg with Irish Insurance and bringing it over with you.

bk1991

keithclancy wrote: »

You can't

1. You'd be caught for VRT if you got stopped before moving over.
2. Time you spend there as a student doesn't exempt you from VRT when you come back.

You'd be better off buying an Irish Reg with Irish Insurance and bringing it over with you.

but it would be more times in uk than here. and would only be over here at holidays n summer .

Anan1

bk1991 wrote: »

but it would be more times in uk than here. and would only be over here at holidays n summer .

No, as an ROI resident you're not. If you working in the UK then you might become a UK resident which would allow you to legally drive the car here on holidays, but I think studying is specifically excluded.

bogger09

AFAIK you can have a uk reg car in Ireland for a max of 6 months before it has to be registered in Ireland. Because you are going to be living in the UK for most of the year that will be your home address so when you come to Ireland you will be classed as a UK resident so I shouldnt see there being a problem as long as you keep your ferry receipts to prove that you have been in the country for less than six months

bk1991

bogger09 wrote: »

AFAIK you can have a uk reg car in Ireland for a max of 6 months before it has to be registered in Ireland. Because you are going to be living in the UK for most of the year that will be your home address so when you come to Ireland you will be classed as a UK resident so I shouldnt see there being a problem as long as you keep your ferry receipts to prove that you have been in the country for less than six months

so i would have leave it in the sellers name ? how would i tax and insure it here ? and doesnt uk insurance cover u abroad(ireland) for 4mts compared to irish insurance covering only two months abroad (england) plus when i am in uk insurance will be chepper than here.

bogger09

bk1991 wrote: »

so i would have leave it in the sellers name ? how would i tax and insure it here ?

you cant leave it in the sellers name as he no longer owns it and I couldnt see him letting you do that either. Best bet is to buy it and leave it sitting in your drive until you have access to your UK address. Then insure and tax it in the UK. Maybe you could get insured as a named driver on one of your family's cars until then if you are desparate to drive

ballsymchugh

if you have an address in the uk to show the revenue if they come calling then you should be grand. the student thing doesn't make any difference to you owning the car, but it doesn't exempt you from vrt if you were to bring it home with you when you finish the course.
if you are at home on holidays, you should always keep a utility bill or letter from your college showing that you are over there most of the time.

you could always ring the revenue and speak to someone with a bit of clout and explain your situation. i wouldn't mention anything about the guy selling it being irish, it shouldn't make any difference to you yourself. my sister in law came home so that the kids could go to school here, but with things a bit tits up in general, they will be moving back at the end of the school year. she was stopped by revenue and explained everything and was given an exemption til the summer.

to add to what bogger said, put a tarpaulin over it too!! it's up to the seller to inform the DVLA in the uk that he's sold the car, otherwise you could rack up some speeding points for him!

strictly speaking, it's not 6 months, it's 3 days to import your car!

ardmacha

You are a student and so remain normally domiciled in Ireland regardless of what proportion of time you spend in England. You can drive a UK reg car there, but if you bring it here it will be seized.

keithclancy

bogger09 wrote: »

AFAIK you can have a uk reg car in Ireland for a max of 6 months before it has to be registered in Ireland. Because you are going to be living in the UK for most of the year that will be your home address so when you come to Ireland you will be classed as a UK resident so I shouldnt see there being a problem as long as you keep your ferry receipts to prove that you have been in the country for less than six months

You have to pay VRT within 48 hours I believe if your an Irish Resident.

Exemption when Importing does not apply if you went abroad to study.

From:
http://www.revenue.ie/en/tax/vrt/leaflets/tax-relief-transfer-residence.html

You do not qualify for relief from VRT
if you went to live abroad primarily for the purpose of pursuing a course of studies

Mr Benevolent

keithclancy wrote: »

You have to pay VRT within 48 hours I believe if your an Irish Resident.

Exemption when Importing does not apply if you went abroad to study.

From:
http://www.revenue.ie/en/tax/vrt/leaflets/tax-relief-transfer-residence.html

You must pay it by the end of the next working day. OP that isn't going to work. Just buy and drive the car in the UK!

Kotek Besar

ardmacha wrote: »

You are a student and so remain normally domiciled in Ireland regardless of what proportion of time you spend in England.

In accordance with EU Directive 2004/38/EC, an Irish national has the right of residence in the UK if he is a student.

keithclancy

Kotek Besar wrote: »

In accordance with EU Directive 2004/38/EC, an Irish national has the right of residence in the UK if he is a student.

Residence in that case has nothing to do with it, the VRT exemption simply doesn't apply to someone that went abroad for the purpose of study.

stackerman

Anan1 wrote: »

but I think studying is specifically excluded.

It is excluded
Your in Ireland ya know :mad:

ardmacha

It is excluded
Your in Ireland ya know

This has nothing to do with being in Ireland. Students are free to enter countries to study, but that period is not regarded as transferring their permanent residence. Consequently they are treated as visitors there. You can't have it both ways, if you seek benefits etc in Ireland you will still be regarded as living here nothwithstanding your time as a student elsewhere, likewise with your car. You are fully entitled to drive an ROI reg car and bring it to England. Problem solved or you could just go on the bus, like the rest of us did when we were students.

bk1991

This car is fairly cheep i think its 04 130bhp bora with loads extras n only 120k miles for 4500 but on uk plates . whould i be better of paying the vrt and registering it in ireland .n taxing and insureing it here . it only costs 200stg to tax and would be around 800stg over there for insurance .


what is involved in doing it and how much roughly it cost . the vrt calculator on vrt.ie isnt workin ..


bk1991

patwicklow

bk1991 wrote: »

This car is fairly cheep i think its 04 130bhp bora with loads extras n only 120k miles for 4500 but on uk plates . whould i be better of paying the vrt and registering it in ireland .n taxing and insureing it here . it only costs 200stg to tax and would be around 800stg over there for insurance .


what is involved in doing it and how much roughly it cost . the vrt calculator on vrt.ie isnt workin ..


bk1991

im not 100%, but i think its 28% on the price of the car plus the vat on top so it does really jack the price up.
i was tempted to buy a uk reg merc it was a lovely car it was going for only €500 but vrt on that is €670 and vrt office telling me the merc is worth €2000 market price??? funny ole world we live in!!!

ballsymchugh

bk1991 wrote: »

This car is fairly cheep i think its 04 130bhp bora with loads extras n only 120k miles for 4500 but on uk plates . whould i be better of paying the vrt and registering it in ireland .n taxing and insureing it here . it only costs 200stg to tax and would be around 800stg over there for insurance .


what is involved in doing it and how much roughly it cost . the vrt calculator on vrt.ie isnt workin ..


bk1991

no, don't import it. you'll save a fair bit on the motor tax and insurance. the revenue will go over the car and add in any extras on the car like alloy wheels etc to jack up the vrt.
buy it and park it up until you have an address sorted in the uk that you can register it to. don't forget you'll need an in date MOT and insurance cert to tax it if the tax runs out before you go over.
where are you going to?

Gophur

patwicklow wrote: »

im not 100%, but i think its 28% on the price of the car plus the vat on top so it does really jack the price up.
i was tempted to buy a uk reg merc it was a lovely car it was going for only €500 but vrt on that is €670 and vrt office telling me the merc is worth €2000 market price??? funny ole world we live in!!!

Revenue have a minimum OMSP valuation of €2,000 for cars being imported.

bk1991

ballsymchugh wrote: »

no, don't import it. you'll save a fair bit on the motor tax and insurance. the revenue will go over the car and add in any extras on the car like alloy wheels etc to jack up the vrt.
buy it and park it up until you have an address sorted in the uk that you can register it to. don't forget you'll need an in date MOT and insurance cert to tax it if the tax runs out before you go over.
where are you going to?

i am going to reaseheath nantwich chester . the guy thats selling said tax n insurance i sway cheeper over there for young lads compared to here ..

this car is full extras ........


bk1991

bk1991

bk1991 wrote: »

i am going to reaseheath nantwich chester . the guy thats selling said tax n insurance i sway cheeper over there for young lads compared to here ..

this car is full extras ........


bk1991

Will you doing any part time work?

bk1991

Skye Purple Pediatrician wrote: »

Will you doing any part time work?

over there ? yea i hope to get part time job for days off eve's and weekends with agri contractor or farm or what ever comes up .

bk1991

bk1991 wrote: »

over there ? yea i hope to get part time job for days off eve's and weekends with agri contractor or farm or what ever comes up .

Keep your payslips, this may be enough for you to get the vrt exemption on returning. You could neglect to mention you were studying over there also and just say you went over for a year and got some part time work over there.

Having availed of the vrt exemption myself ( I was actually working over there) proof of owning the car and using it over there (i.e. uk insurance cert) is half the battle.

L1011

bk1991 wrote: »

i am going to reaseheath nantwich chester . the guy thats selling said tax n insurance i sway cheeper over there for young lads compared to here ..

this car is full extras ........


bk1991

Insurance for younger drivers in the UK can be cripplingly expensive when you're used to the kind of quotes Quinn and 123 offer here. Its also limited compared to here - Quinn are, IIRC, the only company that offer any "driving other cars" to under 25s in UK). As an example, its traditional for your insurance to go UP when you pass your test due to the higher risks of driving unaccompanied! Waiting for someone to pull that trick here.

Insurance is way more dependent on where you live in the UK - even down to certain estates within a town. Live in a nice postcode and it'll be cheaper.

-Chris-

All I'd say OP is to get as much of a rock-solid VRT amount as possible from the VRT office and make sure it's in budget.

If you can wangle it through various paperwork that the VRO consider you to be resident in the UK for an appropriate amount of time, then that's a result, but if you can't then you don't want to be in a position where you're selling the car again (in the UK or in ROI unVRT'd) within the year - you'll lose your shirt.

Del2005

bk1991 wrote: »

i am going to reaseheath nantwich chester . the guy thats selling said tax n insurance i sway cheeper over there for young lads compared to here ..

Never trust a seller when they say insurance is cheap, for some reason they tend to lie!! or your details differ from theirs and it isn't for you.

Only way you'll know for sure if it'll be cheap is to stick your details into a UK insurance site with a UK address.

this car is full extras ........

Will it even pass an MOT? They are a lot stricter with mods over there.

Del2005

Del2005 wrote: »

Will it even pass an MOT?

They are a lot stricter with mods over there.

I dont think there is much difference really, Its certainly more corruptable over there as private garages do MOT's rather than designated centres.

I know lads over there with de-cats etc that would have their mot's done in a friends garage. They would put the car through alright mostly but another car would be pulled in for the emissions test with the low emissions result going down for the modified car.

bk1991

would i be better buying ether an irish reg or buying a uk reg and ether way leaveing it on irish plates and register,tax and insure it here in ireland .would be much easier i think. where do i find out price of vrt .the online calculator is not working .


this car is 04 vw bora 1.9tdi 130bhp. and the price is 4500€



bk1991

lynchie

bk1991 wrote: »

would i be better buying ether an irish reg or buying a uk reg and ether way leaveing it on irish plates and register,tax and insure it here in ireland .would be much easier i think. where do i find out price of vrt .the online calculator is not working .


this car is 04 vw bora 1.9tdi 130bhp. and the price is 4500€



bk1991

vrt calculator is working fine. Comes in around €1594 for it

ballsymchugh

you could put your ma on as a named driver. that'd get your insurance quote down a bit.

Kotek Besar

ballsymchugh wrote: »

you could put your ma on as a named driver. that'd get your insurance quote down a bit.

Not if his "ma" is not the main driver.

bk1991

ballsymchugh wrote: »

you could put your ma on as a named driver. that'd get your insurance quote down a bit.

put my mother as policy holder n me named driver brings it dwn

Kotek Besar

bk1991 wrote: »

put my mother as policy holder n me named driver brings it dwn

"Fronting" is illegal.

ballsymchugh

Kotek Besar wrote: »

"Fronting" is illegal.

if the insurance company thinks some of the miles will be done by someone who's they deem to be a safe driver then the insurance will be cheaper, so she just has to be a named driver, not the main one.
while fronting is illegal, how many people who fill out applications online do them with the sole intention of making it cheaper? from driving only 6000 miles a year when they do about 20000, or having the car in a garage at night while it's on the street. it's done everywhere.

ardmacha

it's done everywhere.

That makes it alright so.

-Chris-

Advising/Advocation doing illegal things is against the Charter. That includes advising users to mis-declare their insurance particulars in order to get a cheaper quote.

Back on-topic please.